Osceola County property record for 1810 Centennial Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,875 sqft Living Area |
| Lot Size | 5,924 sqft (0.136 acres) |
| Garage | Attached, 420 sqft |
| Last Sale | $260,000 (2025) |
| Tax Bill | $4,049.00 (2024) |
| Primary APN | 09-26-30-0081-0001-2820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,875 sqft Living Area |
| Gross Area | 2,365 sqft Gross Area |
| 1st Floor | 1,875 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,924 sqft (0.136 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 28 sqft Patio |
| Porch Area | 70 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1810 CENTENNIAL AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1833 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 282 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 3A |
| Legal Phase | 3A |
| Legal Tract | 81 |
| Legal Block | 2820 |
| Legal Lot Number | 282 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0081-0001-2820
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2708 DERBYSHIRE RD, MAITLAND, FL 32751-5156 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 22, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 03, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2025 · Amount on Record |
| Deed Sale | Sep 03, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Doc Number | 2025109953 |
| Deed Book / Page | 6844 / 1343 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 0060482576 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 1810 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 0060482576 |
| Book / Page | 6048 / 2576 |
| Map Reference | MB 20 PG 86-89 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021146759 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $513.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1810 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Document Number | 60482579 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 6048/2579 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1810 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057871277 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 5787/1277 |
| Instrument | 2020117631 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,069.00 (+0.49%) | $163,513 (+5.99%) | $301,700 (+0.97%) Land $70,000 Building $231,700 |
| 2024 | $4,049.00 (+4.65%) | ||
| 2023 | $3,869.00 (+1.5%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $154,277 (+3%) | $298,800 (+18.24%) Land $60,000 Building $238,800 |
| 2022 | $3,812.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $149,784 | $252,700 Land $55,000 Building $197,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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