1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Centennial Ave

1820 Centennial Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1820 Centennial Ave, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,956 sqft Living Area
Lot Size6,054 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$154,000 (2011)
Tax Bill$4,511.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0081-0001-2830
Alternative APNs
  • 263009008100012830
  • 158571

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,956 sqft Living Area
Gross Area2,484 sqft Gross Area
1st Floor1,956 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,054 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Deck Area200 sqft Deck
Patio Area80 sqft Patio
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1820 CENTENNIAL AVE
CitySAINT CLOUD
StateFL
Zip34769-1833
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 283
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 3A
Legal Phase3A
Legal Tract81
Legal Block2830
Legal Lot Number283
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1038
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0081-0001-2830

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1820 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
ROYAL PACIFIC FUNDING CORP
Jun 15, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMETOWN LNDRS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Deed Doc Number2011151144
Deed Book / Page4193 / 1574
Last Transfer DateOct 31, 2022
Transfer Doc0063102201
Record RefreshedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 03, 2022
Property Address1820 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
Document Number0063102201
Book / Page6310 / 2201
Map ReferenceMB 20 PG 86-89
Instrument DateOct 31, 2022
Instrument2022162061
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 CENTENNIAL AVE, 1820, SAINT CLOUD, FL 34769-1833

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833

Mortgage

Document Number0063102203
DateNov 03, 2022
Instrument6310/2203
Lender
NameROYAL PACIFIC FUNDING CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1820 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
Document Number0053550270
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1820 CENTENNIAL AVE ST CLOUD FL 347691833, ST CLOUD, FL 34769-1833

Mortgage

Document Number0053550270
DateJun 21, 2018
Book Page005355/000270
Instrument96406
Lender
NameHOMETOWN LNDRS
AddressHUNTSVILLE, AL 35806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,536.00 (+0.55%) Homeowner's exemption$172,964 (+15.75%)$317,300 (+5.21%) Land $70,000 Building $247,300
2024$4,511.00 (+10.56%)
2023$4,080.00 (+3.42%) Homeowner's exemption$149,430 (+3%)$301,600 (+18.14%) Land $60,000 Building $241,600
2022$3,945.00 Homeowner's exemption$145,078$255,300 Land $55,000 Building $200,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Centennial Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures