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1840 Centennial Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1840 Centennial Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,790 sqft Living Area
Lot Size6,359 sqft (0.146 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2018)
Tax Bill$4,708.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0081-0001-2850
Alternative APNs
  • 263009008100012850
  • 158573

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,790 sqft Living Area
Gross Area2,400 sqft Gross Area
1st Floor1,790 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,359 sqft (0.146 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1840 CENTENNIAL AVE
CitySAINT CLOUD
StateFL
Zip34769-1833
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 3A PB 20 PG 86-89 LOT 285
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 3A
Legal Phase3A
Legal Tract81
Legal Block2850
Legal Lot Number285
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1038
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0081-0001-2850

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1840 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Jan 09, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MICHIGAN MUTUAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2018 · Amount on Record
Deed SaleJan 09, 2018 · Amount on Record
Prior SaleOct 05, 2007 · Amount on Record
Deed Doc Number20185080
Deed Book / Page5267 / 235
Last Transfer DateJul 24, 2025
Transfer Doc0068240952
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1840 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833

Mortgage

Document Number0059890813
DateJun 25, 2021
Book Page5989/813
Instrument2021099634
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2018
Property Address1840 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833
Document Number0052670235
Book / Page005267 / 000235
Instrument DateDec 29, 2017
Instrument5080
Transaction TypeTransfer
Record UpdatedFeb 09, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address13324 FAIRWAY GLEN DR #102 ORLANDO FL 328245006, 102, ORLANDO, FL 32824-5006

Mortgage

Document Number52670237
DateJan 09, 2018
Book Page005267/000237
Instrument5081
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 08, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,740.00 (+0.68%)$184,339 (+5.99%)$294,300 (+1.03%) Land $70,000 Building $224,300
2024$4,708.00 (+4.14%)
2023$4,521.00 (+3.36%) Homeowner's exemption$173,927 (+3%)$291,300 (+18.08%) Land $60,000 Building $231,300
2022$4,374.00 Homeowner's exemption$168,862$246,700 Land $55,000 Building $191,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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