1805 Eastgate Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 1805 Eastgate Loop, Ferndale, WA 98248

Property Summary

Property Type	Quadplex
Details	5,616 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$1,579,000 (Dec 2025)
Tax Bill	$10,470 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390217-315073-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-315073-0000`
Alternative APNs	`186738` `579655`

Interior

Units	4 Units
Stories	2 Stories
Building Area	5,616 sqft Living Area
Gross Area	8,160 sqft
1st Floor Area	2,752 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Quadruplex
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces
Deck Area	288 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	186738
Street Address	1805 EASTGATE LOOP
City	FERNDALE
State	WA
Zip	98248-8649
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	MCD
Legal Description	EAST GATE LOT 22
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	EAST GATE
Legal Block	1
Legal Lot Number	22
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10505

Owner

1805 Eastgate Loop, a quadplex, is owned by a company that acquired it in December 2025.

Source: Whatcom County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	877 8TH ST, MANHATTAN BEACH, CA 90266-5862
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 21, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	20251396
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000002735
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 31, 2025
Property Address	1805 EASTGATE LOOP, FERNDALE, WA 98248-8649
Document Number	0001202735
Map Reference	AF 2019-0903375
Instrument Date	Dec 31, 2025
Instrument	2025-1202735
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 8TH ST, MANHATTAN BEACH, CA 90266-5862

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 15, 2025
Property Address	1805 EASTGATE LOOP, FERNDALE, WA 98248-8649
Document Number	0001201396
Map Reference	AF 2019-0903375
Instrument Date	Dec 12, 2025
Instrument	2025-1201396
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 8TH ST, MANHATTAN BEACH, CA 90266-5862

Mortgage

Document Number	0001201397
Date	Dec 15, 2025
Instrument	2025-1201397

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 22, 2021
Property Address	1805 EASTGATE LOOP, FERNDALE, WA 98248-8649
Document Number	0000404078
Map Reference	AF 2019-0903375
Instrument Date	Apr 14, 2021
Instrument	2021-0404078
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,950.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WOOD CREEK DR, LYNDEN, WA 98264-1111

Mortgage

Document Number	0000404079
Date	Apr 22, 2021
Instrument	2021-0404079

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 21, 2020
Property Address	1805 EASTGATE LOOP, FERNDALE, WA 98248-8649
Document Number	2200502455
Instrument Date	May 20, 2020
Instrument	502455
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$6,565.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2010 HARKSELL RD FERNDALE WA 982489786, FERNDALE, WA 98248-9786
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Eastgate Loop was $10,470, up 2.6% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,470.00 (+2.65%)	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815	$1,402,625 (+3.01%) Land $264,810 Building $1,137,815
2024	$10,200.00	$1,361,610 Land $273,000 Building $1,088,610	$1,361,610 Land $273,000 Building $1,088,610
2022		$1,136,825 Land $224,712 Building $912,113	$1,136,825 Land $224,712 Building $912,113
2021	$1,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Eastgate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Eastgate Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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