1923 15th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1923 15th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1978
Square Footage992 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
Pool324 sqft
OccupancyOwner Occupied
Tax Bill$586.00 (2025)

Property Details

APN / Parcel Number

Primary APN79094
Alternative APN
  • 012630000103100230

Interior

Full Baths1 Baths
Building Area992 sqft Heated Area
Gross Area1,712 sqft Gross Area
1st Floor992 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width

Exterior Amenities

Pool Area324 sqft Pool
FenceFence
Deck Area270 sqft Deck
PorchEnclosed Porch
Porch Area720 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79094
Street Address1923 15TH ST
CitySAINT CLOUD
StateFL
Zip34769-4267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 310 LOTS 23 & 24 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block310
Legal Lot Number23 24
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2049
Census Tract43400

Owner

Source: Osceola County records · APN 79094

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1923 15TH ST, SAINT CLOUD, FL 34769-4267
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 1994
Deed SaleJun 14, 1994
Deed Doc Number0011961355
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1923 15TH ST, SAINT CLOUD, FL 34769-4267
Document Number0052631458
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1923 15TH ST ST CLOUD FL 347694267, ST CLOUD, FL 34769-4267

Mortgage

Document Number0052631458
DateJan 03, 2018
Book Page005263/001458
Instrument1732
Lender
NameMISCELLANEOUS GOVT AGCY
AddressKISSIMMEE, FL 34741
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 02, 2033

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1923 15TH ST, SAINT CLOUD, FL 34769-4267
Document Number0051820275
Instrument DateApr 03, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1923 15TH ST ST CLOUD FL 347694267, ST CLOUD, FL 34769-4267

Mortgage

Document Number0051820275
DateJul 20, 2017
Book Page005182/000275
Instrument105644
Lender
NameMISCELLANEOUS GOVT AGCY
AddressKISSIMMEE, FL 34741
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 19, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$586.00 (+2.81%) Homeowner's exemption$75,434 (+5.99%)$203,100 (+13.15%) Land $46,800 Building $156,300
2023$570.00 (+1.97%) Homeowner's exemption$71,174 (+3%)$179,500 (+15.14%) Land $42,500 Building $137,000
2022$559.00 Homeowner's exemption$69,101$155,900 Land $35,100 Building $120,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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