Monmouth County and Howell Township property record for 18 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1960 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,127 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00111-0000-00003 |
| Primary APN | 21-00111-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 837 sqft |
| Upper Floors Area | 567 sqft |
| Basement Area | 837 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,999 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Deck Area | 98 sqft |
| Sewer | Connected |
|---|
| Account Number | 048260 |
|---|---|
| Street Address | 18 SMITH ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Description | ALSO LOT 4 NIT 1A |
| Legal Block | 111 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 811301 |
18 Smith St is owned and occupied by two individuals.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SMITH ST, HOWELL, NJ 07731-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 SMITH ST, HOWELL, NJ 07731-8526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 SMITH ST, HOWELL, NJ 07731-8526 |
| Document Number | 0096073138 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 9607/3138 |
| Instrument | 2022077428 |
| Name | HOWELL EMERGENCY SEPTIC TO SEWER AND WAT |
|---|---|
| Type | Non-Lending Institution |
| Address | HOWELL, NJ 07731 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 18 Smith St was $7,127, up 5.2% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,800 (+11.25%) Land $278,700 Building $183,100 | $461,800 (+11.25%) Land $278,700 Building $183,100 | |
| 2025 | $7,127.00 (+5.18%) | $415,100 Land $233,700 Building $181,400 | $415,100 Land $233,700 Building $181,400 |
| 2024 | $6,776.00 | ||
| 2023 | $336,800 Land $168,700 Building $168,100 | $336,800 Land $168,700 Building $168,100 | |
| 2022 | $6,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Smith St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures