10 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1950
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2021)
Tax Bill	$5,903 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00111-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00111-0000-00007`
Alternative APNs	`210011100007` `048280`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	352 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	048280
Street Address	10 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	HOWELL TOWNSHIP
Legal Block	111
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2029
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SMITH ST, HOWELL, NJ 07731-8526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	May 29, 2003 · Amount on Record
Deed Document Number	2021149401
Deed Book / Page	9549 / 5344
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 7, 2021
Property Address	10 SMITH ST, HOWELL, NJ 07731-8526
Document Number	0095495344
Book / Page	9549 / 5344
Instrument Date	Sep 30, 2021
Instrument	2021149401
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 CAPRICORN DR # DR6-5, 208, HILLSBOROUGH, NJ 08844-4925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SMITH ST, HOWELL, NJ 07731-8526

Mortgage

Document Number	2021149402
Date	Oct 7, 2021
Instrument	2021149402

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (+13.44%) Land $262,600 Building $127,400	$390,000 (+13.44%) Land $262,600 Building $127,400
2025	$5,903.00 (+6.76%)	$343,800 (+25.66%) Land $217,600 Building $126,200	$343,800 (+25.66%) Land $217,600 Building $126,200
2024	$5,529.00 (+8.6%)
2023		$273,600 Land $152,600 Building $121,000	$273,600 Land $152,600 Building $121,000
2022	$5,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20