Monmouth County and Howell Township property record for 12 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1950 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2021) |
| Tax Bill | $6,851 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Feb 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00111-0000-00005 |
| Primary APN | 21-00111-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 048270 |
|---|---|
| Street Address | 12 SMITH ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Description | ALSO LOT 6 NIT 1A |
| Legal Subdivision | HOWELL |
| Legal Block | 111 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 811301 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Feb 21, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage SOLOMON RUBIN |
| Jan 31, 2018 | Grant Deed, Transfer GOLD CREST ABSTRACT LLC |
| Jan 11, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 2021117498 |
| Deed Book / Page | 9532 / 3305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 3, 2021 |
| Property Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Document Number | 0095323305 |
| Book / Page | 9532 / 3305 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021117498 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 139, LAKEWOOD, NJ 08701-0139 |
| Name | Verified Name |
|---|---|
| Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Document Number | 2021117499 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021117499 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 21, 2019 |
| Property Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Book / Page | 009336 / 003850 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 16206 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 7, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 CLIFTON AVE #203 LAKEWOOD NJ 087013391, 203, LAKEWOOD, NJ 08701-3391 |
| Document Number | 0000016206 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 009336/003850 |
| Instrument | 16206 |
| Name | SOLOMON RUBIN |
|---|---|
| Address | 2077 CENTER AVE # 6E, FORT LEE, NJ 07024-4902 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 20, 2020 |
| Rate | 7% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 31, 2018 |
| Property Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Document Number | 0000011675 |
| Book / Page | 009271 / 002514 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 11675 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | GOLD CREST ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 CLIFTON AVE #2C LAKEWOOD NJ 087013391, 2C, LAKEWOOD, NJ 08701-3391 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 11, 2017 |
| Property Address | 12 SMITH ST, HOWELL, NJ 07731-8526 |
| Document Number | 0000004105 |
| Book / Page | 009207 / 004148 |
| Instrument Date | Oct 6, 2016 |
| Instrument | 4105 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CARANETTA DR LAKEWOOD NJ 087013108, LAKEWOOD, NJ 08701-3108 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,600 (+11.68%) Land $267,200 Building $178,400 | $445,600 (+11.68%) Land $267,200 Building $178,400 | |
| 2025 | $6,851.00 (+5.55%) | $399,000 (+20.04%) Land $222,200 Building $176,800 | $399,000 (+20.04%) Land $222,200 Building $176,800 |
| 2024 | $6,491.00 (+3.52%) | ||
| 2023 | $332,400 Land $157,200 Building $175,200 | $332,400 Land $157,200 Building $175,200 | |
| 2022 | $6,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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