22 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 22 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1970
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$421,000 (Aug 2024)
Tax Bill	$6,780 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00111-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`21-00111-0000-00002`
Alternative APNs	`210011100002` `048240`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	80 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	048240
Street Address	22 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	111
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2029
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 SMITH ST, HOWELL, NJ 07731-8526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Deed Document Number	202455184
Deed Book / Page	9699 / 9438
Last Transfer Date	Jan 21, 2025
Transfer Doc	0097237378
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 SMITH ST, HOWELL, NJ 07731-8526
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SMITH ST, HOWELL, NJ 07731-8526

Mortgage

Document Number	0096030986
Date	Jul 1, 2022
Book Page	9603/986
Instrument	2022068674

Lender

Name	HOWELL EMERGENCY SEPTIC TO SEWER AND WAT
Type	Government Agency
Address	HOWELL, NJ 07731

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,500 (+11.8%) Land $261,500 Building $180,000	$441,500 (+11.8%) Land $261,500 Building $180,000
2025	$6,780.00 (+22.32%)	$394,900 (+43.97%) Land $216,500 Building $178,400	$394,900 (+43.97%) Land $216,500 Building $178,400
2024	$5,543.00 (+14.19%)
2023		$274,300 Land $151,500 Building $122,800	$274,300 Land $151,500 Building $122,800
2022	$4,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20