23 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 23 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,990 sqft · built 1960
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2020)
Tax Bill	$6,750 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00110-0000-00133`

Property Details

APN / Parcel Number

Primary APN	`21-00110-0000-00133`
Alternative APNs	`210011000133` `047440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	047440
Street Address	23 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	110
Legal Lot Number	133
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2031
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SMITH ST, HOWELL, NJ 07731-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	202086094
Deed Book / Page	9431 / 9361
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 7, 2020
Property Address	23 SMITH ST, HOWELL, NJ 07731-8522
Document Number	0000086094
Book / Page	009431 / 009361
Instrument Date	Jul 24, 2020
Instrument	86094
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SMITH ST HOWELL NJ 077318522, HOWELL, NJ 07731-8522

Mortgage

Document Number	86095
Date	Aug 7, 2020
Book Page	009431/009387
Instrument	86095

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,800 (+11.88%) Land $261,500 Building $178,300	$439,800 (+11.88%) Land $261,500 Building $178,300
2025	$6,750.00 (+5.67%)	$393,100 (+24.67%) Land $216,500 Building $176,600	$393,100 (+24.67%) Land $216,500 Building $176,600
2024	$6,388.00 (+7.83%)
2023		$315,300 Land $151,500 Building $163,800	$315,300 Land $151,500 Building $163,800
2022	$5,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20