18 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 18 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,484 sqft · built 1986
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,318 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.26`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.26`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	3,008 sqft
Basement Area	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	152,460 sqft
Garage Type	Attached
Garage Area	782 sqft

Exterior Amenities

Pool Area	629 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	1,838 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18 HOWE XING
City	FESTUS
State	MO
Zip	63028-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 18
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	18
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 HOWE XING, FESTUS, MO 63028-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2020
Transfer Doc	2020R038533
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	18 HOWE XING, FESTUS, MO 63028-4047
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000008563
Date	Apr 11, 2024
Instrument	2024R-008563

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	18 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000028654
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	0000028654
Date	Aug 7, 2020
Instrument	28654

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIE, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (-) Land $8,800 Building $80,900	$471,900 (-) Land $46,200 Building $425,700
2025	$5,318.00 (+0.99%)	$89,700 (+8.86%) Land $8,800 Building $80,900	$471,900 (-) Land $46,200 Building $425,700
2024	$5,266.00 (+0.06%)		$471,900 (+8.86%) Land $46,200 Building $425,700
2023	$5,263.00	$82,400 Land $8,800 Building $73,600	$433,500 Land $46,200 Building $387,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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