12 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 12 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,419 sqft · built 1986
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.20`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.20`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	2,995 sqft
Basement Area	627 sqft
Finished Basement	627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	137,214 sqft
Garage Type	Attached
Garage Area	576 sqft
Porch	Open Frame Porch
Porch Area	486 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 HOWE XING
City	FESTUS
State	MO
Zip	63028-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 12
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 HOWE XING, FESTUS, MO 63028-4046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEDERONE FINANCIAL CPRPORATIOJ
May 25, 2017	Quit Claim Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023
Deed Sale	Jun 5, 2023
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	202313317
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0000015739
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 5, 2023
Property Address	12 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000013317
Map Reference	MB 83 PG 10
Instrument Date	Jun 1, 2023
Instrument	2023R-013317
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 WESTMINSTER ABBY LN APT 205, 205, FENTON, MO 63026-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWE XING, FESTUS, MO 63028-4046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 HOWE XING, FESTUS, MO 63028-4046
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TITLE PARTENRS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032945
Date	Sep 8, 2020
Instrument	2020R-032945

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 HOWE XING, FESTUS, MO 63028-4046
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011013
Date	Apr 13, 2017
Instrument	2017R-011013

Lender

Name	LEDERONE FINANCIAL CPRPORATIOJ
Type	Non-Lending Institution
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 25, 2017
Property Address	12 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000015739
Instrument Date	May 11, 2017
Instrument	15739
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,000 (-) Land $8,800 Building $83,200	$483,900 (-) Land $46,200 Building $437,700
2025	$5,845.00 (+7.09%)	$92,000 (+7.73%) Land $8,800 Building $83,200	$483,900 (-) Land $46,200 Building $437,700
2024	$5,458.00 (+0.05%)		$483,900 (+7.7%) Land $46,200 Building $437,700
2023	$5,455.00	$85,400 Land $8,800 Building $76,600	$449,300 Land $46,200 Building $403,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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