16 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 16 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,632 sqft · built 1985
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,400 (Sep 2025)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.21`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.21`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,632 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,504 sqft
Basement Area	1,128 sqft
Finished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	128,938 sqft
Garage Type	Attached
Garage Area	728 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 HOWE XING
City	FESTUS
State	MO
Zip	63028-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 16
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	16
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 HOWE XING, FESTUS, MO 63028-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 30, 2023	Warranty Deed, Transfer
Dec 22, 2020	Deed of Trust, Mortgage ACCESS CAP FNDG
Aug 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage ROCKWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jun 30, 2023
Deed Document Number	202523128
Prior Transfer Date	Oct 2, 2008
Prior Transfer Doc	0000038997
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	16 HOWE XING, FESTUS, MO 63028-4047
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000030891
Date	Jul 16, 2021
Instrument	2021R-030891

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 10, 2025
Property Address	16 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000023128
Map Reference	MB 83 PG 10
Instrument Date	Sep 8, 2025
Instrument	2025R-023128
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1059 GEYER GRV # 10, 10, KIRKWOOD, MO 63122-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000023129
Date	Sep 10, 2025
Instrument	2025R-023129

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 30, 2023
Property Address	16 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000015977
Map Reference	MB 83 PG 10
Instrument Date	Jun 29, 2023
Instrument	2023R-015977
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1181 RIESLING LN, PEVELY, MO 63070-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWE XING, FESTUS, MO 63028-4047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	16 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000000155
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	0000000155
Date	Jan 4, 2021
Instrument	155

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 13, 2020
Property Address	16 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000029397
Instrument Date	Aug 7, 2020
Instrument	29397
Transaction Type	Construction Loan
Record Updated	Sep 24, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	29398
Date	Aug 13, 2020
Instrument	29398

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2021

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,500 (-) Land $8,800 Building $55,700	$339,300 (-) Land $46,200 Building $293,100
2025	$4,098.00 (+8.87%)	$64,500 (+9.51%) Land $8,800 Building $55,700	$339,300 (-) Land $46,200 Building $293,100
2024	$3,764.00 (+0.05%)	$58,900 (-) Land $8,800 Building $50,100	$339,300 (+9.49%) Land $46,200 Building $293,100
2023	$3,762.00 (-0.08%)	$58,900 (-) Land $8,800 Building $50,100	$309,900 (-) Land $46,200 Building $263,700
2022	$3,765.00	$58,900 Land $8,800 Building $50,100
2021			$309,900 Land $46,200 Building $263,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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