21 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 21 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,004 sqft · built 1988
Lot Size	3.38 acres (147,233 sqft)
Owner	Individual Name on File
Last Sale	$572,200 (Sep 2020)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.22`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.22`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	147,233 sqft
Garage Type	Attached
Garage Area	630 sqft
Porch	Open Frame Porch
Porch Area	236 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21 HOWE XING
City	FESTUS
State	MO
Zip	63028-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 21
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	21
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

21 Howe Xing is owned and occupied by an individual who bought it in September 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	21 HOWE XING, FESTUS, MO 63028-4047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Sep 29, 2020	Warranty Deed, Transfer · Closed-End Mortgage ROCKWOOD BANK
Jul 16, 2018	Warranty Deed, Transfer ATG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Nov 27, 2018
Deed Document Number	202036348
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000035817
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	21 HOWE XING, FESTUS, MO 63028-4047
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007873
Date	Feb 23, 2021
Instrument	2021R-007873

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 29, 2020
Property Address	21 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000036348
Map Reference	MB 83 PG 10
Instrument Date	Sep 25, 2020
Instrument	2020R-036348
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000036349
Date	Sep 29, 2020
Instrument	2020R-036349

Lender

Name	ROCKWOOD BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2021

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 16, 2018
Property Address	21 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000021365
Instrument Date	Jul 11, 2018
Instrument	21365
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATG

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Howe Xing was $4,237, up 8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (-) Land $8,800 Building $57,900	$350,900 (-) Land $46,200 Building $304,700
2025	$4,237.00 (+7.98%)	$66,700 Land $8,800 Building $57,900	$350,900 (-) Land $46,200 Building $304,700
2024	$3,924.00 (+0.05%)		$350,900 (+8.54%) Land $46,200 Building $304,700
2023	$3,922.00 (-0.08%)	$61,400 (-) Land $8,800 Building $52,600	$323,300 Land $46,200 Building $277,100
2022	$3,925.00	$61,400 Land $8,800 Building $52,600
2021			$323,300 Land $46,200 Building $277,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Howe Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Howe Xing is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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