20 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 20 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,205 sqft · built 1988
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on File
Last Sale	$422,900 (Sep 2020)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.23`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.23`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,205 sqft Living Area
Gross Area	2,855 sqft
1st Floor Area	1,016 sqft
Basement Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	142,877 sqft
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	674 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 HOWE XING
City	FESTUS
State	MO
Zip	63028-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 20
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	20
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

20 Howe Xing is owned and occupied by two individuals who bought it in September 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 HOWE XING, FESTUS, MO 63028-4047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Warranty Deed, Transfer · Line of Credit MRV BANK
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage JLB CORP
Sep 8, 2020	Grant Deed, Transfer · VA Mortgage GSF MTG
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage GSF MTG
Jan 17, 2019	Warranty Deed, Transfer
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BK
Aug 28, 2017	Affidavit of Death, Transfer HILLSBORO TITLE COMPANY
Aug 28, 2017	Warranty Deed, Transfer HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	202032980
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0000046215
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2024
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000025203
Map Reference	DOC 2024P-000141
Instrument Date	Sep 30, 2024
Instrument	2024R-025203
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1029 GULF ST, LAMAR, MO 64759-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000025204
Date	Oct 7, 2024
Instrument	2024R-025204

Lender

Name	MRV BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HOWE XING, FESTUS, MO 63028-4047

Mortgage

Document Number	0000006154
Date	Feb 23, 2022
Instrument	2022R-006154

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 8, 2020
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000032980
Instrument Date	Sep 1, 2020
Instrument	32980
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	32981
Date	Sep 8, 2020
Instrument	32981

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000032981
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

Mortgage

Document Number	0000032981
Date	Sep 8, 2020
Instrument	32981

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 17, 2019
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000001861
Instrument Date	Jan 16, 2019
Instrument	1861
Transaction Type	Transfer
Record Updated	Feb 7, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 HOWE XING FESTUS MO 630284047, FESTUS, MO 63028-4047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000021775
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1270 FESTUS MO 630287270, FESTUS, MO 63028-7270

Mortgage

Document Number	0000021775
Date	Jul 19, 2018
Instrument	21775

Lender

Name	BLOOMSDALE BK
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Aug 28, 2017
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000026707
Instrument Date	Aug 23, 2017
Instrument	26707
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 NICOLE DR #C SOUTH ELGIN IL 601773625, C, SOUTH ELGIN, IL 60177-3625

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 28, 2017
Property Address	20 HOWE XING, FESTUS, MO 63028-4047
Document Number	0000026708
Instrument Date	Aug 23, 2017
Instrument	26708
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1270 FESTUS MO 630287270, FESTUS, MO 63028-7270

Tax Assessment & Valuation

The 2025 property tax bill for 20 Howe Xing was $5,521, up 8.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,900 (-) Land $8,800 Building $78,100	$457,100 (-) Land $46,200 Building $410,900
2025	$5,521.00 (+8.53%)	$86,900 Land $8,800 Building $78,100	$457,100 (-) Land $46,200 Building $410,900
2024	$5,087.00 (+0.06%)		$457,100 (+9.15%) Land $46,200 Building $410,900
2023	$5,084.00	$79,600 Land $8,800 Building $70,800	$418,800 Land $46,200 Building $372,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Howe Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Howe Xing is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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