St. Charles Parish property record for 18 Cactus Ln, Saint Rose, LA 70087
| Property Type | Single Family Home |
|---|---|
| Details | 2,396 sqft · built 1992 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $398,000 (Jul 2024) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2018 Mortgage |
| APN | 5-003 007 00006 |
| Primary APN | 5-003 007 00006 |
|---|
| Building Area | 2,396 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Lot Area | 12,632 sqft (0.289 acres) |
| Street Address | 18 CACTUS LN |
|---|---|
| City | SAINT ROSE |
| State | LA |
| Zip | 70087-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 6, SQ. 7, SEC. A, BAR NONE RANCH EST. |
| Legal Subdivision | BAR NONE RANCH EST (SEC A) |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 62100 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 CACTUS LN, SAINT ROSE, LA 70087-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Jan 25, 2018 | Deed of Trust, Mortgage LA CAPITOL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Deed Document Number | 483220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 18 CACTUS LN, SAINT ROSE, LA 70087-3646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019030510 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 1903/510 |
| Instrument | 454536 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 18 CACTUS LN, SAINT ROSE, LA 70087-3646 |
| Document Number | 0017520219 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 CACTUS LN ST ROSE LA 700873646, ST ROSE, LA 70087-3646 |
| Document Number | 0017520219 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 001752/000219 |
| Instrument | 430091 |
| Name | LA CAPITOL FCU |
|---|---|
| Type | Credit Union |
| Address | BATON ROUGE, LA 70821 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 1, 2028 |
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 (-1.53%) | $31,320 (-) Land $6,460 Building $24,860 | $313,200 (-) Land $64,600 Building $248,600 |
| 2024 | $3,207.00 (+108.65%) | $31,320 (+46.95%) Land $6,460 Building $24,860 | $313,200 (+46.95%) Land $64,600 Building $248,600 |
| 2023 | $1,537.00 (-4.53%) Homeowner's exemption | $21,313 (-) Land $4,460 Building $16,853 | $213,130 (-) Land $44,600 Building $168,530 |
| 2022 | $1,610.00 Homeowner's exemption | $21,313 Land $4,460 Building $16,853 | $213,130 Land $44,600 Building $168,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 181 in force |
| Nearby Flood Claims | 6 (1995–2021) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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