8 Cactus Ln, Saint Rose, LA 70087 Property Records

St. Charles Parish property record for 8 Cactus Ln, Saint Rose, LA 70087

Property Summary

Property Type	Single Family Home
Details	2,300 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Apr 2020)
Tax Bill	$2,265 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage
APN	`5-003 006 00001`

Property Details

APN / Parcel Number

Primary APN	`5-003 006 00001`

Interior

Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 1971
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	8 CACTUS LN
City	SAINT ROSE
State	LA
Zip	70087-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 1 AND 2, SQ. 6, SEC. A, BAR NONE RANCH ESTATES.
Legal Subdivision	BAR NONE RANCH EST (SEC A)
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	ST CHARLES LA
Township / Civil Division	5
Census Block Group	4
Census Block	4001
Census Tract	62100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8 CACTUS LN, SAINT ROSE, LA 70087-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage SUNWEST MORTGAGE CO
Apr 2, 2020	Deed, Transfer · VA Mortgage POWER MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	447963
Deed Book / Page	890 / 26
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	8 CACTUS LN, SAINT ROSE, LA 70087-3644
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019060557
Date	Jan 5, 2021
Book Page	1906/557
Instrument	454999

Lender

Name	SUNWEST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES LA
Recording Date	Apr 2, 2020
Property Address	8 CACTUS LN, SAINT ROSE, LA 70087-3644
Document Number	0008900026
Book / Page	890 / 26
Map Reference	COB 718 FO 324
Instrument Date	Mar 19, 2020
Instrument	447963
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 LOYOLA DR UNIT 112, 3801, KENNER, LA 70065-7795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CACTUS LN, SAINT ROSE, LA 70087-3644

Mortgage

Document Number	447964
Date	Apr 2, 2020
Instrument	447964

Lender

Name	POWER MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$26,100 (-) Land $6,540 Building $19,560	$261,000 (-) Land $65,400 Building $195,600
2024		$26,100 (+28.24%) Land $6,540 Building $19,560	$261,000 (+28.24%) Land $65,400 Building $195,600
2023	$2,265.00 (-4.51%)	$20,353 (-) Land $4,540 Building $15,813	$203,530 (-) Land $45,400 Building $158,130
2022	$2,372.00	$20,353 Land $4,540 Building $15,813	$203,530 Land $45,400 Building $158,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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