16 Cactus Ln, Saint Rose, LA 70087 Property Records

St. Charles Parish property record for 16 Cactus Ln, Saint Rose, LA 70087

Property Summary

Property Type	Single Family Home
Details	3,075 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$393,000 (Mar 2025)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
APN	`5-003 007 00005`

Property Details

APN / Parcel Number

Primary APN	`5-003 007 00005`

Interior

Building Area	3,075 sqft Living Area

Exterior

Year Built	Built 1978
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	16 CACTUS LN
City	SAINT ROSE
State	LA
Zip	70087-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 5 AND 1/2 OF LOT 4, SQ. 7, BAR NONE RANCH EST., SEC. A
Legal Subdivision	BAR NONE RANCH EST (SEC A)
Legal Block	7
Legal Lot Number	5
Jurisdiction	ST CHARLES LA
Township / Civil Division	5
Census Block Group	4
Census Block	4000
Census Tract	62100

Owner

16 Cactus Ln is owned and occupied by an individual who bought it in March 2025.

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16 CACTUS LN, SAINT ROSE, LA 70087-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Oct 20, 2005 · Amount on File
Deed Document Number	487560
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	16 CACTUS LN, SAINT ROSE, LA 70087-3646
Document Number	0017590406
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	DESIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16 CACTUS LN ST ROSE LA 700873646, ST ROSE, LA 70087-3646

Mortgage

Document Number	0017590406
Date	Apr 3, 2018
Book Page	001759/000406
Instrument	431392

Lender

Name	JEFFERSON FIN'L FCU
Address	METAIRIE, LA 70003

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cactus Ln was $2,231 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-1.54%) Homeowner's exemption	$29,630 (-) Land $5,990 Building $23,640	$296,300 (-) Land $59,900 Building $236,400
2024	$2,266.00 (+28.39%) Homeowner's exemption	$29,630 (+26.82%) Land $5,990 Building $23,640	$296,300 (+26.82%) Land $59,900 Building $236,400
2023	$1,765.00 (-4.54%) Homeowner's exemption	$23,363 (-) Land $3,990 Building $19,373	$233,630 (-) Land $39,900 Building $193,730
2022	$1,849.00 Homeowner's exemption	$23,363 Land $3,990 Building $19,373	$233,630 Land $39,900 Building $193,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 16 Cactus Ln; there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cactus Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30