Volusia County property record for 18 Black Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,151 sqft · built 2002 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Apr 2026) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4123-04-00-0200 |
| Primary APN | 4123-04-00-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,151 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 2,151 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 128 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 429 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 427 sqft |
| Patio Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5958591 |
|---|---|
| Street Address | 18 BLACK CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BREAKAWAY TRAILS PHASE 3 UNIT 2-A MB 47 PGS 193-197 INC PER OR 4986 PG 2280 PER OR 5900 PG 3455 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 23 |
| Legal Subdivision | BREAKAWAY TRAILS PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 04 |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 83203 |
Source: Volusia County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Aug 24, 2006 · Amount on Record |
| Deed Document Number | 202662814 |
| Deed Book / Page | 8837 / 4061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 18 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0088374061 |
| Book / Page | 8837 / 4061 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202662814 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ADAMS CAMERON TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364,105.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000062815, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202662815 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 18 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0000062814 |
| Book / Page | 8837 / 4061 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026.62814 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | ADAMS CAMERON TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364,105.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000062815, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026..62815 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 18 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0077772090 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 7777/2090 |
| Instrument | 2019-230002 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,780 (+2.7%) | $444,722 (+2.29%) Land $62,000 Building $382,722 | |
| 2025 | $3,492.00 (+7.12%) Homeowner's exemption | $255,872 (+5.99%) | $434,786 (-0.1%) Land $62,000 Building $372,786 |
| 2023 | $3,260.00 (+3.23%) Homeowner's exemption | $241,419 (+3%) | $435,211 (+23.81%) Land $62,000 Building $373,211 |
| 2022 | $3,158.00 Homeowner's exemption | $234,387 | $351,516 Land $53,000 Building $298,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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