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10 Black Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 10 Black Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,557 sqft · built 2001
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jan 2011)
Tax Bill$4,076 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN4123-04-00-0180

Property Details

APN / Parcel Number

Primary APN4123-04-00-0180
Alternative APNs
  • 23143104000180
  • 31142304000180
  • 5958574

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,557 sqft Living Area
Gross Area3,059 sqft
1st Floor Area2,557 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeAttached
Garage Area502 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area226 sqft
Patio Area581 sqft
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number5958574
Street Address10 BLACK CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BREAKAWAY TRAILS PHASE 3 UNIT 2-A MB 47 PGS 193-197 PER OR 4798 PG 1690 PER OR 5667 PG 4748 PER D/C 6420 PG 4518 PER OR 6547 PG 4100 PER OR 6557 PG 4901 PER OR 8224 PG 2344
Legal Range31E
Legal Township14S
Legal Section23
Legal SubdivisionBREAKAWAY TRAILS PHASE 3
Legal Phase3
Legal Tract04
Legal Lot Number18
Legal Unit2
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group2
Census Block2007
Census Tract83203

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Mar 23, 2022Intrafamily Transfer, Transfer
Aug 4, 2020Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2011 · Amount on Record
Deed SaleJan 25, 2011 · Amount on Record
Prior SaleJan 2, 2002 · Amount on Record
Deed Document Number201113483
Deed Book / Page6557 / 4901
Last Transfer DateMar 8, 2022
Transfer Doc0082242344
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703

Mortgage

Document Number0083931403
DateApr 14, 2023
Book Page8393/1403
Instrument2023074370
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 5, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateMar 23, 2022
Property Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703
Document Number0082242344
Book / Page8224 / 2344
Map ReferenceMB 47 PG 193-197
Instrument DateMar 8, 2022
Instrument2022067255
Transaction TypeTransfer
Record UpdatedApr 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address10 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078884852
DateAug 4, 2020
Book Page7888/4852
Instrument2020-142406
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,446 (+2.7%)$493,170 (+2.29%) Land $62,000 Building $431,170
2025$4,076.00 (+6.98%) Homeowner's exemption$291,574 (+5.99%)$482,112 (-0.23%) Land $62,000 Building $420,112
2023$3,810.00 (+3.14%) Homeowner's exemption$275,104 (+3%)$483,233 (+24.43%) Land $62,000 Building $421,233
2022$3,694.00 Homeowner's exemption$267,091$388,367 Land $53,000 Building $335,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA13 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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