17867 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 17867 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,878 sqft · built 1976
Lot Size1.54 acres (67,082 sqft)
Owner2 Individual Names on Record
Last Sale$353,500 (Mar 2025)
Tax Bill$1,552 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2025 Mortgage
+ 7 more
Flood ZoneZone D (undetermined)
APNR002920

Property Details

APN / Parcel Number

Primary APNR002920
Alternative APNs
  • 319321200019
  • 18483

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,878 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,082 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR002920
Street Address17867 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17867 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC-1.52 M/L. PT NW4NW4 SEC 21 T13S R94W 6PM. BEG WH NW COR BRS N54*0722W 1047.15;S89*0209E 319.45; S0*0652W 133.90; N02*5446E 192.36; TO POB. R-363109 (BK 455
Legal SubdivisionRURAL AREA
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1000
Census Tract965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5321 PURDY MESA RD, WHITEWATER, CO 81527-9646
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 28, 2015Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Mar 31, 2025Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 5, 2015Intrafamily Transfer, Transfer
Dec 29, 2011Special Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC MORTGAGE HOME LOANS LLC
Jun 22, 2011Trustee's Deed, Foreclosure
Mar 9, 2009Warranty Deed, Transfer · FHA Mortgage
MONTROSEBANK
Apr 6, 2006Warranty Deed, Transfer
FIRST AMERICAN TITLE, FAHTCO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2025 · Amount on Record
Deed SaleMar 31, 2025 · Amount on Record
Prior SaleDec 29, 2011 · Amount on Record
Deed Document Number2025759560
Prior Transfer DateOct 23, 2015
Prior Transfer Doc0000683939
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000736256
DateJan 24, 2022
Instrument736256
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term289 Months
DueFeb 1, 2046

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyWFG

Transferred To (Grantee/Buyer)

NameVerified Name
Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124

Mortgage

Document Number0000763972
DateNov 3, 2025
Instrument763972
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

October 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000683793
DateOct 28, 2015
Instrument683793
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2045

March 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateMar 31, 2025
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000759560
Instrument DateMar 31, 2025
Instrument759560
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address262 BRAZIL RD, HOT SPRINGS NATIONAL PARK, AR 71913-8111

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5321 PURDY MESA RD, WHITEWATER, CO 81527-9646

Mortgage

Document Number0000759561
DateMar 31, 2025
Instrument759561
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

November 2015: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELTA CO
Recording DateNov 5, 2015
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000683939
Instrument DateOct 23, 2015
Instrument683939
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124

December 2011: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateDec 29, 2011
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000655499
Instrument DateDec 28, 2011
Instrument655499
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyATS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address813 1355 LN, DELTA, CO 81416-9124

Mortgage

Document Number0000655500
DateDec 29, 2011
Instrument655500
Lender
NameREPUBLIC MORTGAGE HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2042

June 2011: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDELTA CO
Recording DateJun 22, 2011
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000651376
Instrument DateJun 22, 2011
Instrument651376
Transaction TypeForeclosure
Record UpdatedMar 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870
Mail Care OfMICHAELSON CONNOR & BOUL INC
InvestorPossibly a Property Investor

March 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMar 9, 2009
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000632624
Instrument DateMar 6, 2009
Instrument632624
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124

Mortgage

Document Number0000632625
DateMar 9, 2009
Instrument632625
Lender
NameMONTROSEBANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2039

April 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateApr 6, 2006
Property Address17867 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124
Document Number0000602207
Instrument DateApr 4, 2006
Instrument602207
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyFIRST AMERICAN TITLE, FAHTCO

Transaction

AmountAmount Recorded
Tax$16.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address788 SCENIC POINTE, PRESCOTT, AZ 86303-4372

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,552.00 (-1.65%)$24,492 (-4.04%) Land $6,563 Building $17,929$391,856 (+2.86%) Land $105,000 Building $286,856
2024$1,578.00 (+4.43%)$25,524 (-) Land $7,026 Building $18,498
2023$1,511.00 (+25.39%)$25,524 (+27.17%) Land $7,026 Building $18,498$380,954 (+31.92%) Land $104,861 Building $276,093
2022$1,205.00$20,071 Land $5,213 Building $14,858$288,787 Land $75,000 Building $213,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SURFACE CREEK DOMESTIC WUA
private · serves 2,800 people · EPA ID CO0115784
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureCorrosion control
May 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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