Delta County property record for 17647 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2001 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (May 2016) |
| Tax Bill | $1,590 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R002934 |
| Primary APN | R002934 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,404 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 168,142 sqft (3.86 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002934 |
|---|---|
| Street Address | 17647 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8122 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 17647 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 3.86+- SEC 21 T13S R94W 6PM PT OFE2SW4NW4 SEC 21 BEG PT FR WH NECOR SW4NW4 BRS N38 26 E367.02, THS3826 519.81, N89*4803 W321. 12,N1157 E519.79, S89* 4803 E3 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Feb 20, 2008 | Deed of Trust, Mortgage · Conventional Mortgage MONTROSEBANK |
| May 24, 2016 | Warranty Deed, Transfer · VA Mortgage VECTRA BANK COLORADO NA |
| Jul 31, 2006 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2016 · Amount on Record |
| Deed Sale | May 24, 2016 · Amount on Record |
| Prior Sale | Jul 31, 2006 · Amount on Record |
| Deed Document Number | 2016687650 |
| Prior Transfer Date | Jun 23, 1994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000749436 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 749436 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000749408 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 749408 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000623071 |
|---|---|
| Date | Feb 20, 2008 |
| Instrument | 623071 |
| Name | MONTROSEBANK |
|---|---|
| Address | MONTROSE, CO 81401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 24, 2016 |
| Property Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000687650 |
| Instrument Date | May 17, 2016 |
| Instrument | 687650 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000687651 |
|---|---|
| Date | May 24, 2016 |
| Instrument | 687651 |
| Name | VECTRA BANK COLORADO NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 31, 2006 |
| Property Address | 17647 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000606140 |
| Instrument Date | Jul 28, 2006 |
| Instrument | 606140 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 76, CEDAREDGE, CO 81413-0076 |
| Document Number | 0000606141 |
|---|---|
| Date | Jul 31, 2006 |
| Instrument | 606141 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21297 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2036 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590.00 (+42.35%) | $25,085 (+38.82%) Land $10,188 Building $14,897 | $401,356 (+48.81%) Land $163,000 Building $238,356 |
| 2024 | $1,117.00 (+4.49%) | $18,070 (-) Land $5,843 Building $12,227 | |
| 2023 | $1,069.00 (+20.25%) | $18,070 (+22.02%) Land $5,843 Building $12,227 | $269,704 (+26.58%) Land $87,215 Building $182,489 |
| 2022 | $889.00 | $14,809 Land $4,240 Building $10,569 | $213,066 Land $61,000 Building $152,066 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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