Delta County property record for 17903 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,716 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,125 (May 2025) |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R002918 |
| Primary APN | R002918 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,716 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | R002918 |
|---|---|
| Street Address | 17903 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17903 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 1+- SEC 21 T13S R94W 6M PT OFNW4NW4 SEC 21 BEG S88*22 E 972.1 &S35W 396 FR NW COR SUBD, S35W 132, S88*22E 330, N 35E 132, N88*22W330 TO BEG BK 439 PG 504 (R |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 965201 |
17903 Surface Creek Rd is owned and occupied by two individuals who bought it in May 2025.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17903 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on File |
| Deed Sale | May 16, 2025 · Amount on File |
| Prior Sale | Jul 19, 1995 · Amount on File |
| Deed Document Number | 2025760581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17903 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 695295 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 695295 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 17903 Surface Creek Rd was $1,158, up 16.3% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 (+16.27%) | $24,519 (+7.48%) Land $6,563 Building $17,956 | $392,299 Land $105,000 Building $287,299 |
| 2024 | $996.00 (+4.51%) | $22,812 (-) Land $6,922 Building $15,890 | |
| 2023 | $953.00 (+42.24%) | $22,812 (+25.94%) Land $6,922 Building $15,890 | $340,473 (+30.64%) Land $103,311 Building $237,162 |
| 2022 | $670.00 | $18,114 Land $5,213 Building $12,901 | $260,622 Land $75,000 Building $185,622 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17903 Surface Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17903 Surface Creek Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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