17821 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 17821 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,704 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Oct 2017)
Tax Bill$1,671 (2025)
Deeds & MortgagesOct 2017 Sale & Reverse Mortgage
Flood ZoneZone D (undetermined)
APNR002922

Property Details

APN / Parcel Number

Primary APNR002922
Alternative APN
  • 319321200021

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,704 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemRadiant
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR002922
Street Address17821 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17821 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 1+- SEC 21 T13S R94W 6PM PT OF NW4NW4 SEC 21 BEG S88*22 E972.1 & S35 W924, FR NWCOR SUBD, S35 W132, S88* 22 E330,N35 E132N88*22W330 TO BEG BK 441 PG 919 (R-34
Legal SubdivisionRURAL AREA
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1000
Census Tract965201

Owner

17821 Surface Creek Rd is owned by two individuals who bought it in October 2017.

Source: Delta County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 899, CEDAREDGE, CO 81413-0899
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2017 · Amount on File
Deed SaleOct 25, 2017 · Amount on File
Prior SaleJun 1, 1992 · Amount on File
Deed Document Number2017699114
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateOct 25, 2017
Property Address17821 SURFACE CREEK RD, CEDAREDGE, CO 81413
Document Number0000699114
Instrument DateOct 25, 2017
Instrument699114
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$23.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17821 SURFACE CREEK RD, CEDAREDGE, CO 81413

Mortgage

Document Number0000699115
DateOct 25, 2017
Instrument699115
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.7%
Type Change DateNov 1, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 17821 Surface Creek Rd was $1,671, up 14.7% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,671.00 (+14.69%)$26,361 (+11.86%) Land $6,563 Building $19,798$421,774 Land $105,000 Building $316,774
2024$1,457.00 (+4.44%)$23,566 (-) Land $6,953 Building $16,613
2023$1,395.00 (+23.78%)$23,566 (+25.58%) Land $6,953 Building $16,613$351,723 (+30.26%) Land $103,773 Building $247,950
2022$1,127.00$18,766 Land $5,213 Building $13,553$270,007 Land $75,000 Building $195,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17821 Surface Creek Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17821 Surface Creek Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SURFACE CREEK DOMESTIC WUA
private · serves 2,800 people · EPA ID CO0115784
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureCorrosion control
May 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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