Delta County property record for 17825 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,470 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jun 2019) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R002921 |
| Primary APN | R002921 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,470 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R002921 |
|---|---|
| Street Address | 17825 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17825 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 1+- SEC 21 T13S R94W 6PM PT OF NW4NW4 SEC 21 BEG S88*22 E 972.1 & S35W 793 FR NW COR SUBD, TH S35W 132, 88*22E 330, N35E 132, N88*22W 330 TO BEG BK 441 PG 9 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2019 | Personal Representative Deed, Transfer BANK OF COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Deed Document Number | 2019711799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Document Number | 0000744750 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 744750 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000736803 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 736803 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 718805 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 718805 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | EWAN, NJ 08025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 3-Year TN |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 24, 2019 |
| Property Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Document Number | 0000711799 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 711799 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17825 SURFACE CREEK RD, CEDAREDGE, CO 81413-8124 |
| Document Number | 0000711800 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 711800 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Number | 0000711811 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 711811 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,512.00 (+7.54%) | $23,866 (+4.91%) Land $6,563 Building $17,303 | $381,841 (+12.45%) Land $105,000 Building $276,841 |
| 2024 | $1,406.00 (+4.46%) | $22,750 (-) Land $6,919 Building $15,831 | |
| 2023 | $1,346.00 (+21.92%) | $22,750 (+23.79%) Land $6,919 Building $15,831 | $339,557 (+28.41%) Land $103,272 Building $236,285 |
| 2022 | $1,104.00 | $18,378 Land $5,213 Building $13,165 | $264,428 Land $75,000 Building $189,428 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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