17838 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17838 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,713 sqft · built 1986
Lot Size	3.84 acres (167,270 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Aug 2016)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-090`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-090`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,713 sqft Living Area
1st Floor Area	2,254 sqft
Basement Area	1,730 sqft
Unfinished Basement	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	167,270 sqft (3.84 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17838 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF NE 1/4 OF SE 1/4 COM SW COR OF GOVT LOT 3, TH S 89D 52M E 74617 FT & N 0D 08M E 100 FT TO PT OF BEG, TH N 89D 52M W 245 FT, N 45D 0M 15S W 19896 FT, W 148 FT, TH N 2099 FT, S 89D 52M E 53451 FT, TH S 0D 08M W 350 FT TO BEG SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 17, 2024	Intrafamily Transfer, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	201627771
Last Transfer Date	Apr 10, 2024
Transfer Doc	20240009152
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20240008899
Date	Apr 15, 2024
Instrument	2024-0008899

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 17, 2024
Property Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Document Number	20240009152
Instrument Date	Apr 10, 2024
Instrument	2024-0009152
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20230004561
Date	Feb 27, 2023
Instrument	2023-0004561

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446

Mortgage

Document Number	20220009220
Date	Mar 8, 2022
Instrument	2022-0009220

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17838 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446
Transaction Type	Mortgage
Record Updated	Jul 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190019499
Date	Jun 13, 2019
Instrument	2019-0019499

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,800 (-5.61%)	$635,600 (-5.61%)
2025	$8,457.00 (+17.34%) Homeowner's exemption	$336,700 (+11.23%)	$673,400 (+11.23%)
2023		$302,700	$605,400
2022	$7,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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