17824 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17824 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1998
Lot Size	0.937 acres (40,816 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Apr 2022)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-083`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	40,816 sqft (0.937 acres)
Lot Dimensions	408 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17824 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF N 1/2 OF SE 1/4 (GOVT LOT 3) COM ON W LI SD GOVT LOT N 0D 11M 40S W 450 FT FROM SW COR SD GOVT LOT, TH N 89D 52M W 25243 FT TO E'LY R/W LI WEST SPRING LAKE RD, TH ALG A 4328 FT RAD CURVE TO RT 737 FT (CHD BEARS N 39D 22M 43S E 7361 FT) TH N 4
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3N
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17824 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	202215277
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 21, 2022
Property Address	17824 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Document Number	20220015277
Instrument Date	Apr 19, 2022
Instrument	2022-0015277
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17824 W SPRING LAKE RD, 17824, SPRING LAKE, MI 49456-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17824 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708

Mortgage

Document Number	20220015278
Date	Apr 21, 2022
Instrument	2022-0015278

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17824 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200047507
Date	Oct 27, 2020
Instrument	2020-0047507

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	45493

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,200 (+15.42%)	$290,400 (+15.42%)
2025	$4,219.00 (+68.22%)
2023		$125,800	$251,600
2022	$2,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on W Spring Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures