17836 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17836 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,923 sqft · built 1996
Lot Size	0.979 acres (42,645 sqft)
Owner	Company Name on Record
Last Sale	$585,000 (Nov 2022)
Tax Bill	$14,923 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-088`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Basement Area	1,923 sqft
Unfinished Basement	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bungalow
Lot Area	42,645 sqft (0.979 acres)
Lot Dimensions	578 ft deep x 139 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17836 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF GOVT LOT 3 (NE 1/4 OF SE 1/4) S 1/4 COR, TH N 89D 39M 56S E 135848 FT, N 0D 11M 40S W 131924 FT TO SW COR OF GOVT LOT 3, TH S 89D 52M E 49147 FT ALG S LI SD GOVT LOT 3 TO PT OF BEG, TH N 0D 11M 40S W 175 FT, N 89D 52M W 50 FT, N 0D 08M E 83 F
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3001
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4128 N KENNICOTT AVE, ARLINGTON HEIGHTS, IL 60004-7918
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Intrafamily Transfer, Transfer
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	202239197
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	20210013964
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 21, 2023
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Document Number	20230018041
Instrument Date	May 25, 2023
Instrument	2023-0018041
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4128 N KENNICOTT AVE, ARLINGTON HEIGHTS, IL 60004-7918

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 14, 2022
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Document Number	20220039197
Instrument Date	Nov 10, 2022
Instrument	2022-0039197
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17836 W SPRING LAKE RD, 17836, SPRING LAKE, MI 49456-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 N KENNICOTT AVE, ARLINGTON HEIGHTS, IL 60004-7918

Mortgage

Document Number	20220039198
Date	Nov 14, 2022
Instrument	2022-0039198

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	12-Month MTA
Max Rate	12.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210011099
Date	Mar 1, 2021
Instrument	2021-0011099

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190048594
Date	Dec 26, 2019
Instrument	2019-0048594

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 15, 2021
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Document Number	20210013964
Instrument Date	Oct 14, 2020
Instrument	2021-0013964
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708

Mortgage

Document Number	20210013929
Date	Mar 15, 2021
Instrument	2021-0013929

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 1, 2019
Property Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708
Document Number	20190040494
Instrument Date	Oct 17, 2019
Instrument	2019-0040494
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,601.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17836 W SPRING LAKE RD, 17836, SPRING LAKE, MI 49456-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17836 W SPRING LAKE RD, SPRING LAKE, MI 49456-2708

Mortgage

Document Number	20190040495
Date	Nov 1, 2019
Instrument	2019-0040495

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,400 (-6.19%)	$596,800 (-6.19%)
2025	$14,923.00 (+118.05%)	$318,100 (+13.45%)	$636,200 (+13.45%)
2023		$280,400	$560,800
2022	$6,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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