Ottawa County property record for 17854 W Spring Lake Rd, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,006 sqft · built 1981 |
| Lot Size | 1.14 acres (50,007 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $17,194 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-10-400-041 |
| Primary APN | 70-03-10-400-041 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,006 sqft Living Area |
| 1st Floor Area | 2,714 sqft |
| Basement Area | 2,490 sqft |
| Unfinished Basement | 2,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bungalow |
| Lot Area | 50,007 sqft (1.14 acres) |
| Lot Dimensions | 500 ft deep x 100 ft wide |
| Garage Area | 1,512 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17854 W SPRING LAKE RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FEMA FLOOD |
| Legal Description | PART OF N 100 FT OF S 450 FT OF GOVT LOT 3 COM 450 FT N AND 80825 FT E OF SW COR OF GOVT LOT 3, TH S 36D26M40S E 12453 FT, TH E TO WATERS EDGE OF SPRING LAKE,TH NE'LY ALG WATERS EDGE TO A PT S 89D52M E OF BEG, TH N 89D52M W TO BEG SEC 10 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Block | 400 |
| Legal Lot Number | 3 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20600 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17854 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17854 W SPRING LAKE RD, SPRING LAKE, MI 49456-1446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200047447 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0047447 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,400 (+19.74%) | $1,768,800 (+19.74%) | |
| 2025 | $17,194.00 (+20.46%) | ||
| 2023 | $738,600 | $1,477,200 | |
| 2022 | $14,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, T-Mobile.
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