17784 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17784 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,850 sqft · built 1930
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Nov 2011)
Tax Bill	$32,476 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-072`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-072`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,850 sqft Living Area
1st Floor Area	2,850 sqft
Basement Area	2,850 sqft
Unfinished Basement	2,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	242 ft deep x 95 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17784 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART OF GOVT LOT 4 COM S 89D 52M E 81817 FT FROM SW COR GOVT LOT 3, TH S 89D 52M E 2741 FT, S 57D 32M E 25 FT M/L TO WATER'S
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Legal Lot Number	3-4
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

Source: Ottawa County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Mar 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2011 · Amount on Record
Deed Sale	Nov 8, 2011 · Amount on Record
Deed Document Number	201139701
Last Transfer Date	Jan 11, 2017
Transfer Doc	20170002058
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 OAK HOLLOW DR SE, GRAND RAPIDS, MI 49506-1957

Mortgage

Document Number	20260007478
Date	Mar 20, 2026
Instrument	2026-0007478

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 OAK HOLLOW DR SE, GRAND RAPIDS, MI 49506-1957

Mortgage

Document Number	20240006935
Date	Mar 26, 2024
Instrument	2024-0006935

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2034

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 OAK HOLLOW DR SE, GRAND RAPIDS, MI 49506-1957

Mortgage

Document Number	20240003691
Date	Feb 16, 2024
Instrument	2024-0003691

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 16, 2024
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Document Number	20240003714
Instrument Date	Feb 12, 2024
Instrument	2024-0003714
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 OAK HOLLOW DR SE, GRAND RAPIDS, MI 49506-1957

Mortgage

Document Number	20240003715
Date	Feb 16, 2024
Instrument	2024-0003715

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448

Mortgage

Document Number	20220012768
Date	Apr 5, 2022
Instrument	2022-0012768

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448

Mortgage

Document Number	20220005582
Date	Feb 10, 2022
Instrument	2022-0005582

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 17, 2017
Property Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448
Document Number	20170002058
Instrument Date	Jan 11, 2017
Instrument	2017-0002058
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17784 W SPRING LAKE RD, SPRING LAKE, MI 49456-1448

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,000 (+13.28%)	$1,518,000 (+13.28%)
2025	$32,476.00 (+199.93%) Homeowner's exemption	$670,000 (+26.46%)	$1,340,000 (+26.46%)
2023		$529,800	$1,059,600
2022	$10,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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