17820 E Aspen Cir, Reno, NV 89508 Property Records

Washoe County property record for 17820 E Aspen Cir, Reno, NV 89508

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,232 sqft · built 1997
Lot Size	1.37 acres (59,982 sqft)
Owner	Individual Name on File
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-044-29`

Property Details

APN / Parcel Number

Primary APN	`087-044-29`
Alternative APN	`118614`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	59,982 sqft (1.37 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	480 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	17820 E ASPEN CIR
City	RENO
State	NV
Zip	89508-6448
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDS
Legal Description	NORTHRIDGE SMALL EST LT 25
Legal Subdivision	NORTHRIDGE SMALL ESTATES
Legal Lot Number	25
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2009
Census Tract	2612

Owner

17820 E Aspen Cir, a mobile home, is owned and occupied by an individual who acquired it in August 2022.

Source: Washoe County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17820 E ASPEN CIR, RENO, NV 89508-6448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 29, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, NEXTITLE NORTHERN NEVADA
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022
Deed Sale	Aug 29, 2022
Prior Sale	Nov 18, 2016 · Amount on File
Deed Document Number	20225329389
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	0005329390
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Aug 29, 2022
Property Address	17820 E ASPEN CIR, RENO, NV 89508-6448
Document Number	0005329390
Map Reference	FILE 287743
Instrument Date	Aug 23, 2022
Instrument	5329390
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, NEXTITLE NORTHERN NEVADA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17820 E ASPEN CIR, 17820, RENO, NV 89508-6448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17820 E ASPEN CIR, RENO, NV 89508-6448

Mortgage

Document Number	0005329391
Date	Aug 29, 2022
Instrument	5329391

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Aug 29, 2022
Property Address	17820 E ASPEN CIR, RENO, NV 89508-6448
Document Number	0005329389
Map Reference	FILE 287743
Instrument Date	Aug 23, 2022
Instrument	5329389
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, NEXTITLE NORTHERN NEVADA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17820 E ASPEN CIR, 17820, RENO, NV 89508-6448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17820 E ASPEN CIR, RENO, NV 89508-6448

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	17820 E ASPEN CIR, RENO, NV 89508-6448
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17820 E ASPEN CIR, RENO, NV 89508-6448

Mortgage

Document Number	0005165210
Date	Apr 13, 2021
Instrument	5165210

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 17820 E Aspen Cir was $1,131.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,501 (+1.53%) Land $38,500 Building $34,001
2025	$1,131.00	$71,406 Land $38,500 Building $32,906	$204,016 Land $110,000 Building $94,016
2023	$1,294.00	$66,404 Land $35,000 Building $31,404	$189,727 Land $100,000 Building $89,727
2021			$125,985 Land $51,300 Building $74,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17820 E Aspen Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17820 E Aspen Cir is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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