177 Cherry Oak Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 177 Cherry Oak Ln, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,052 sqft · built 2013
Lot Size0.204 acres (8,865 sqft)
Owner2 Individual Names on Record
Last Sale$553,280 (Oct 2022)
Tax Bill$8,568 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9652-19-01600

Property Details

APN / Parcel Number

Primary APN9652-19-01600
Alternative APN
  • R427038

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,052 sqft Living Area
Gross Area3,660 sqft
1st Floor Area2,176 sqft
2nd Floor Area876 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,865 sqft (0.204 acres)
Garage TypeAttached
Garage Area608 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address177 CHERRY OAK LN
CityMONTGOMERY
StateTX
Zip77316-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS965219 - WOODFOREST 19, BLOCK 2, LOT 7
Legal SubdivisionWOODFOREST 19
Legal Block2
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2013
Census Tract694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address177 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleSep 21, 2016 · Amount on Record
Deed Document Number2022128302
Prior Transfer DateSep 20, 2016
Prior Transfer Doc0000085597
Record UpdatedOct 29, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateOct 24, 2022
Property Address177 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number0000128302
Map ReferenceCAB Z SH 2277
Instrument DateOct 21, 2022
Instrument2022128302
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 AXLEWOOD CT, MONTGOMERY, TX 77316-1853

Mortgage

Document Number0000128303
DateOct 24, 2022
Instrument2022128303
Lender
NameZB NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.87%
Index1-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,065 (-2.25%) Land $75,000 Building $400,065$475,065 (-2.25%) Land $75,000 Building $400,065
2025$8,568.00 (-11.56%) Homeowner's exemption$486,000 (-6.27%) Land $75,000 Building $411,000$486,000 (-6.27%) Land $75,000 Building $411,000
2024$9,688.00 (+20.92%) Homeowner's exemption$518,525 (+2.84%) Land $75,000 Building $443,525$518,525 (+2.84%) Land $75,000 Building $443,525
2023$8,012.00 Homeowner's exemption$504,210 Land $75,000 Building $429,210$504,210 Land $75,000 Building $429,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 484 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies484 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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