169 Cherry Oak Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 169 Cherry Oak Ln, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,651 sqft · built 2013
Lot Size0.265 acres (11,546 sqft)
Owner2 Individual Names on File
Tax Bill$9,708 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9652-19-01800

Property Details

APN / Parcel Number

Primary APN9652-19-01800
Alternative APN
  • R427040

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,651 sqft Living Area
Gross Area4,133 sqft
1st Floor Area2,435 sqft
2nd Floor Area1,216 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,546 sqft (0.265 acres)
Garage TypeAttached
Garage Area482 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address169 CHERRY OAK LN
CityMONTGOMERY
StateTX
Zip77316-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS965219 - WOODFOREST 19, BLOCK 2, LOT 9
Legal SubdivisionWOODFOREST 19
Legal Block2
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2013
Census Tract694503

Owner

169 Cherry Oak Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 29, 2023Vendor's Lien, Transfer · Seller Carry-Back
SHERON FAULK
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 8, 2018Vendor's Lien, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2020
Deed SaleSep 28, 2020
Prior SaleFeb 8, 2018 · Amount on File
Deed Document Number2020108231
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyGREAT N AMERICAN TITLE COM, GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128116
DateSep 15, 2021
Instrument2021128116
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 29, 2023
Property Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number0000081956
Map ReferenceCAB Z SH 6604
Instrument DateAug 29, 2023
Instrument2023081956
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4313 LAKE ST, LAKE CHARLES, LA 70605-4309

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423

Mortgage

Document Number0000081957
DateAug 29, 2023
Instrument2023081957
Lender
NameSHERON FAULK
TypeSeller
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term61 Months
DueSep 29, 2028

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030012
DateMar 27, 2020
Instrument2020030012
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

February 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateFeb 8, 2018
Property Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number0000010950
Map ReferenceCAB Z SH2277
Instrument DateFeb 8, 2018
Instrument2018010950
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address169 CHERRY OAK LN, MONTGOMERY, TX 77316-6423

Mortgage

Document Number0000010951
DateFeb 8, 2018
Instrument2018010951
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 169 Cherry Oak Ln was $9,708 with a homeowner's exemption, up 3.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$542,000 (-) Land $75,000 Building $467,000$542,000 (-) Land $75,000 Building $467,000
2025$9,708.00 (+3.49%) Homeowner's exemption$542,000 (+7.63%) Land $75,000 Building $467,000$542,000 (-1.99%) Land $75,000 Building $467,000
2024$9,381.00 (+59.3%) Homeowner's exemption$503,558 (+1%) Land $75,000 Building $478,020$553,020 (+3.04%) Land $75,000 Building $478,020
2023$5,889.00 (-8.91%) Homeowner's exemption$457,780 (+1%) Land $75,000 Building $461,720$536,720 (+15.05%) Land $75,000 Building $461,720
2022$6,465.00 Homeowner's exemption$416,160 Land $75,000 Building $391,530$466,530 Land $75,000 Building $391,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 Cherry Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 484 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies484 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Cherry Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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