185 Cherry Oak Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 185 Cherry Oak Ln, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,526 sqft · built 2014
Lot Size	0.201 acres (8,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,414 (Feb 2024)
Tax Bill	$9,138 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9652-19-01400`

Property Details

APN / Parcel Number

Primary APN	`9652-19-01400`
Alternative APN	`R427036`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,526 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	2,100 sqft
2nd Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,746 sqft (0.201 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	185 CHERRY OAK LN
City	MONTGOMERY
State	TX
Zip	77316-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S965219 - WOODFOREST 19, BLOCK 2, LOT 5
Legal Subdivision	WOODFOREST 19
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	694503

Owner

Source: Montgomery County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 29, 2024	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Feb 29, 2024
Deed Document Number	202419314
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	0000023515
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423

Mortgage

Document Number	0000024586
Date	Mar 13, 2026
Instrument	2026024586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 29, 2024
Property Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000019314
Map Reference	CAB Z SH 2277
Instrument Date	Feb 8, 2024
Instrument	2024019314
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423

Mortgage

Document Number	0000019315
Date	Feb 29, 2024
Instrument	2024019315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 1, 2021
Property Address	185 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000165575
Map Reference	CAB Z SH 2277
Instrument Date	Dec 1, 2021
Instrument	2021165575
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CHERRY OAK LN, 185, MONTGOMERY, TX 77316-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15227 SCENIC WOODLAND DR, CONROE, TX 77384-3871

Mortgage

Document Number	0000165576
Date	Dec 1, 2021
Instrument	2021165576

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,435 (-11.11%) Land $75,000 Building $427,435	$502,435 (-11.11%) Land $75,000 Building $427,435
2025	$9,138.00 (-11.78%) Homeowner's exemption	$565,216 (+2.54%) Land $75,000 Building $490,216	$565,216 (+2.54%) Land $75,000 Building $490,216
2024	$10,358.00 (+46.88%) Homeowner's exemption	$551,209 (+2.93%) Land $75,000 Building $476,209	$551,209 (+2.93%) Land $75,000 Building $476,209
2023	$7,052.00 Homeowner's exemption	$535,510 Land $75,000 Building $460,510	$535,510 Land $75,000 Building $460,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 484 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	484 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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