157 Cherry Oak Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 157 Cherry Oak Ln, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,280 sqft · built 2013
Lot Size	0.179 acres (7,806 sqft)
Owner	2 Individual Names on File
Last Sale	$358,900 (May 2021)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9652-19-02100`

Property Details

APN / Parcel Number

Primary APN	`9652-19-02100`
Alternative APN	`R427043`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,806 sqft (0.179 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	157 CHERRY OAK LN
City	MONTGOMERY
State	TX
Zip	77316-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S965219 - WOODFOREST 19, BLOCK 2, LOT 12
Legal Subdivision	WOODFOREST 19
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	694503

Owner

157 Cherry Oak Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 10, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 8, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Sep 11, 2014 · Amount on File
Deed Document Number	202170536
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0000070536
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 24, 2021
Property Address	157 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000070536
Map Reference	CAB Z SH 2277
Instrument Date	May 19, 2021
Instrument	2021070536
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 ASHLAND CT, TURLOCK, CA 95382-1285

Mortgage

Document Number	0000070537
Date	May 24, 2021
Instrument	2021070537

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	157 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011064
Date	Jan 27, 2021
Instrument	2021011064

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	157 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000005175
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 CHERRY OAK LN MONTGOMERY TX 773166423, MONTGOMERY, TX 77316-6423

Mortgage

Document Number	0000005175
Date	Jan 16, 2020
Instrument	5175

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	157 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000040815
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 CHERRY OAK LN MONTGOMERY TX 773166423, MONTGOMERY, TX 77316-6423

Mortgage

Document Number	0000040815
Date	May 15, 2017
Instrument	40815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 157 Cherry Oak Ln was $6,564 with exemptions applied, down 17.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,498 (-1.73%) Land $75,000 Building $354,498	$429,498 (-1.73%) Land $75,000 Building $354,498
2025	$6,564.00 (-17.75%) Homeowner's exemption Senior Citizen's exemption	$437,041 (+0.4%) Land $75,000 Building $362,041	$437,041 (+0.4%) Land $75,000 Building $362,041
2024	$7,981.00 (+17.7%) Homeowner's exemption	$435,311 (+2.01%) Land $75,000 Building $360,311	$435,311 (+2.01%) Land $75,000 Building $360,311
2023	$6,781.00 Homeowner's exemption	$426,730 Land $75,000 Building $351,730	$426,730 Land $75,000 Building $351,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Cherry Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 484 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	484 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Cherry Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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