173 Cherry Oak Ln, Montgomery, TX 77316 Property Records

Montgomery County property record for 173 Cherry Oak Ln, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,435 sqft · built 2013
Lot Size	0.239 acres (10,404 sqft)
Owner	2 Trust Names on File
Last Sale	$374,400 (Mar 2020)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9652-19-01700`

Property Details

APN / Parcel Number

Primary APN	`9652-19-01700`
Alternative APN	`R427039`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,435 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	2,219 sqft
2nd Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,404 sqft (0.239 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	173 CHERRY OAK LN
City	MONTGOMERY
State	TX
Zip	77316-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S965219 - WOODFOREST 19, BLOCK 2, LOT 8
Legal Subdivision	WOODFOREST 19
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	694503

Owner

173 Cherry Oak Ln is owner-occupied and held in a trust since September 2024.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	173 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 20, 2020	Warranty Deed, Transfer · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	202027541
Last Transfer Date	Sep 6, 2024
Transfer Doc	0000094584
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	173 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111143
Date	Aug 11, 2021
Instrument	2021111143

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 20, 2020
Property Address	173 CHERRY OAK LN, MONTGOMERY, TX 77316-6423
Document Number	0000027541
Instrument Date	Mar 18, 2020
Instrument	27541
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	AGGIELAND TITLE COMPANY, AGGIELAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	173 CHERRY OAK LN MONTGOMERY TX 773166423, MONTGOMERY, TX 77316-6423

Mortgage

Document Number	27542
Date	Mar 20, 2020
Instrument	27542

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 173 Cherry Oak Ln was $7,392 with exemptions applied, down 8.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,725 (+0.9%) Land $75,000 Building $506,725	$581,725 (+0.9%) Land $75,000 Building $506,725
2025	$7,392.00 (-8.19%)	$576,546 (+6.91%) Land $75,000 Building $501,546	$576,546 (-1.26%) Land $75,000 Building $501,546
2024	$8,051.00 (+53.06%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$539,264 (+1%) Land $75,000 Building $508,885	$583,885 (+3.21%) Land $75,000 Building $508,885
2023	$5,260.00 (-44.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$490,240 (+1%) Land $75,000 Building $490,750	$565,750 (+17.49%) Land $75,000 Building $490,750
2022	$9,557.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$445,670 Land $75,000 Building $406,550	$481,550 Land $75,000 Building $406,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Cherry Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 484 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	484 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Cherry Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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