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1766 Pepper Stone Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1766 Pepper Stone Ct, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,786 sqft · built 2003
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$324,452 (Jun 2013)
Tax Bill$6,637 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN026434-0140

Property Details

APN / Parcel Number

Primary APN026434-0140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,786 sqft Living Area
Gross Area3,348 sqft
1st Floor Area1,713 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeWood
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area155 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1766 PEPPER STONE CT
CitySAINT AUGUSTINE
StateFL
Zip32092-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 14 OR3742/612
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA
Legal Phase1
Legal Block2
Legal Lot Number14
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20908

Owner

Source: St. Johns County records · APN 026434-0140

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1766 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
Jan 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
SILVERTON MORTGAGE SPECIALISTS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2013 · Amount on Record
Deed SaleJun 07, 2013 · Amount on Record
Prior SaleJul 14, 2005 · Amount on Record
Deed Document Number201337741
Deed Book / Page3742 / 612
Prior Transfer DateDec 12, 2002
Prior Transfer Doc0000006241
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1766 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1766 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007

Mortgage

Document Number0054101384
DateNov 03, 2021
Book Page5410/1384
Instrument2021119565
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2041

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1766 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044890728
DateJan 11, 2018
Book Page4489/0728
Instrument2018002367
Lender
NameSILVERTON MORTGAGE SPECIALISTS INC
TypeLending Institution
AddressATLANTA, GA 30361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$340,961 (+2.7%)$498,372 (+%) Land $154,000 Building $344,372
2025$6,637.00 (+9.02%) Homeowner's exemption$331,997 (+2.9%)$498,354 (-1.2%) Land $154,000 Building $344,354
2024$6,088.00 (+2.44%) Homeowner's exemption$322,640 (+3%)$504,416 (+3.57%) Land $145,000 Building $359,416
2023$5,943.00 (+5.24%) Homeowner's exemption$313,243 (+3%)$487,017 (+7.97%) Land $145,000 Building $342,017
2022$5,647.00 Homeowner's exemption$304,119$451,066 Land $123,200 Building $327,866

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force
95 of 103 on primary residences

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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