St. Johns County property record for 1765 Pepper Stone Ct, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,671 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,900 (Jul 2003) |
| Tax Bill | $5,198 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026434-0150 |
| Primary APN | 026434-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,671 sqft Living Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 1,093 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1765 PEPPER STONE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 15 OR2000/530 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026434-0150
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2003 · Amount on Record |
| Deed Sale | Jul 18, 2003 · Amount on Record |
| Prior Sale | Jan 29, 2003 · Amount on Record |
| Deed Document Number | 200350570 |
| Deed Book / Page | 2000 / 530 |
| Prior Transfer Date | Dec 12, 2002 |
| Prior Transfer Doc | 0000006241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0058181855 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 5818/1855 |
| Instrument | 2023069401 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047321272 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 4732/1272 |
| Instrument | 2019037601 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1765 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0051061584 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5106/1584 |
| Instrument | 2020106621 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,204 (+2.7%) | $472,029 (+0.39%) Land $154,000 Building $318,029 | |
| 2025 | $5,198.00 (+8.63%) Homeowner's exemption | $225,126 (+2.9%) | $470,205 (+0.5%) Land $154,000 Building $316,205 |
| 2024 | $4,785.00 (+2.62%) Homeowner's exemption | $218,781 (+3%) | $467,888 (+3.55%) Land $145,000 Building $322,888 |
| 2023 | $4,663.00 (+6.12%) Homeowner's exemption | $212,409 (+3%) | $451,866 (+11.06%) Land $145,000 Building $306,866 |
| 2022 | $4,394.00 Homeowner's exemption | $206,222 | $406,854 Land $123,200 Building $283,654 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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