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1755 Pepper Stone Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1755 Pepper Stone Ct, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,449 sqft · built 2003
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jul 2023)
Tax Bill$8,951 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN026434-0180

Property Details

APN / Parcel Number

Primary APN026434-0180

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,449 sqft Living Area
Gross Area3,181 sqft
1st Floor Area2,077 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area336 sqft
Patio Area430 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1755 PEPPER STONE CT
CitySAINT AUGUSTINE
StateFL
Zip32092-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 18 OR5798/143
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA
Legal Phase1
Legal Block2
Legal Lot Number18
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Sep 6, 2017Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2023 · Amount on Record
Deed SaleJul 25, 2023 · Amount on Record
Prior SaleSep 6, 2017 · Amount on Record
Deed Document Number202358158
Deed Book / Page5798 / 143
Prior Transfer DateDec 12, 2002
Prior Transfer Doc0000006241
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 25, 2023
Property Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Document Number0057980143
Book / Page5798 / 143
Map ReferenceMB 44 PG 1-6
Instrument DateJul 20, 2023
Instrument2023058158
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyNOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6808 W SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7975

Transferred To (Grantee/Buyer)

NameVerified Name
Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
InvestorPossibly a Property Investor

Mortgage

Document Number0005798145
DateJul 25, 2023
Instrument5798/145
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044220123
DateAug 16, 2017
Book Page4422/0123
Instrument2017056889
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueSep 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050300751
DateAug 31, 2020
Book Page5030/751
Instrument2020073507
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 6, 2017
Property Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Document Number0044321384
Book / Page4432 / 1384
Map ReferenceMB44 PG1-6
Instrument DateSep 1, 2017
Instrument2017061800
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWATSON TITLE SERVICES OF NOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MORNINGSTAR WAY, 40, PONTE VEDRA, FL 32081-6132

Transferred To (Grantee/Buyer)

NameVerified Name
Address1755 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007

Mortgage

Document Number2017061801
DateSep 6, 2017
Instrument2017061801
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,998 (-0.55%) Land $154,000 Building $346,998$500,998 (-0.55%) Land $154,000 Building $346,998
2025$8,951.00 (+7.24%) Homeowner's exemption$503,790 (+0.2%)$503,790 (+0.2%) Land $154,000 Building $349,790
2024$8,347.00 (+49.88%) Homeowner's exemption$502,773 (+77.15%)$502,773 (+3.66%) Land $145,000 Building $357,773
2023$5,569.00 (+5.45%) Homeowner's exemption$283,807 (+3%)$485,033 (+11.11%) Land $145,000 Building $340,033
2022$5,281.00 Homeowner's exemption$275,541$436,544 Land $123,200 Building $313,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

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