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1757 Pepper Stone Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1757 Pepper Stone Ct, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,178 sqft · built 2003
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$237,500 (May 2014)
Tax Bill$5,575 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN026434-0170

Property Details

APN / Parcel Number

Primary APN026434-0170

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area2,578 sqft
1st Floor Area2,178 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area200 sqft
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1757 PEPPER STONE CT
CitySAINT AUGUSTINE
StateFL
Zip32092-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 17 OR3884/1950
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA
Legal Phase1
Legal Block2
Legal Lot Number17
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20908

Owner

Source: St. Johns County records · APN 026434-0170

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1757 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAYWAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2014 · Amount on Record
Deed SaleMay 30, 2014 · Amount on Record
Prior SaleAug 26, 2009 · Amount on Record
Deed Document Number201430476
Deed Book / Page3884 / 1950
Prior Transfer DateDec 12, 2002
Prior Transfer Doc0000006241
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1757 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1757 PEPPER STONE CT, ST AUGUSTINE, FL 32092-5007
InvestorPossibly a Property Investor

Mortgage

Document Number0059400709
DateApr 30, 2024
Book Page5940/709
Instrument2024032553
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Address5 PARK PLZ # 10, IRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 21, 2034
Interest
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1757 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1757 PEPPER STONE CT, ST AUGUSTINE, FL 32092-5007

Mortgage

Document Number0054161773
DateNov 10, 2021
Book Page5416/1773
Instrument2021122452
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1757 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048901308
DateFeb 26, 2020
Book Page4890/1308
Instrument2020015432
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
AddressJACKSONVILLE, FL 32216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$259,968 (+2.7%)$453,679 (+0.85%) Land $154,000 Building $299,679
2025$5,575.00 (+8.74%) Homeowner's exemption$253,133 (+2.9%)$449,840 (+0.58%) Land $154,000 Building $295,840
2024$5,127.00 (+2.58%) Homeowner's exemption$245,999 (+3%)$447,261 (+3.35%) Land $145,000 Building $302,261
2023$4,998.00 (+5.82%) Homeowner's exemption$238,834 (+3%)$432,777 (+11.67%) Land $145,000 Building $287,777
2022$4,723.00 Homeowner's exemption$231,878$387,536 Land $123,200 Building $264,336

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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