St. Johns County property record for 1761 Pepper Stone Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,557 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $859,000 (Jul 2025) |
| Tax Bill | $7,304 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026434-0160 |
| Primary APN | 026434-0160 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,557 sqft Living Area |
| Gross Area | 3,304 sqft |
| 1st Floor Area | 2,096 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 645 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1761 PEPPER STONE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/1-6 ST JOHNS GOLF & COUNTRY CLUB UNIT 3 PHASE 1 LOT 16 OR6193/301 & 6278/1540(L/E) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 3 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026434-0160
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 23, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 15, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 202560839 |
| Deed Book / Page | 6193 / 301 |
| Prior Transfer Date | Jun 12, 2013 |
| Prior Transfer Doc | 0037460090 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0062781540 |
| Book / Page | 6278 / 1540 |
| Map Reference | MB 44 PG 1-6 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025103959 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Name | Verified Name |
|---|---|
| Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0053960159 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 5396/159 |
| Instrument | 2021113215 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 15, 2019 |
| Property Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0048321079 |
| Book / Page | 4832 / 1079 |
| Map Reference | MB 44 PG 1-6 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019085877 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16414 CANON LN, 16414, CHINO HILLS, CA 91709-5202 |
| Name | Verified Name |
|---|---|
| Address | 1761 PEPPER STONE CT, SAINT AUGUSTINE, FL 32092-5007 |
| Document Number | 0048321081 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 4832/1081 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,685 (-8.07%) | $617,948 (+5.1%) Land $154,000 Building $463,948 | |
| 2025 | $7,304.00 (+9.16%) Homeowner's exemption | $381,470 (+2.9%) | $587,975 (+10.19%) Land $154,000 Building $433,975 |
| 2024 | $6,691.00 (+2.39%) Homeowner's exemption | $370,719 (+3%) | $533,622 (+3.26%) Land $145,000 Building $388,622 |
| 2023 | $6,535.00 (+7.84%) Homeowner's exemption | $359,921 (+7.01%) | $516,762 (+12.37%) Land $145,000 Building $371,762 |
| 2022 | $6,060.00 Homeowner's exemption | $336,355 | $459,855 Land $123,200 Building $336,655 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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