Middlesex County and Lowell City property record for 165 Smith St, Lowell, MA 01851
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,776 sqft · built 1880 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Aug 2012) |
| Tax Bill | $7,123 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M03055 |
| Primary APN | M03055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 4,205 sqft |
| 1st Floor Area | 995 sqft |
| Basement Area | 995 sqft |
| Unfinished Basement | 995 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | M03055 |
|---|---|
| Street Address | 165 SMITH ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-2061 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMF |
| Legal Block | 5400 |
| Legal Lot Number | 165 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311800 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 BISCAYNE DR, CHELMSFORD, MA 01824-3548 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2012 · Amount on Record |
| Deed Sale | Aug 1, 2012 · Amount on Record |
| Prior Sale | Feb 19, 1997 · Amount on Record |
| Deed Book / Page | 26257 / 171 |
| Transfer Doc | 026257-171 |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,123.00 (+5.7%) | $627,600 (+6.92%) Land $132,900 Building $494,700 |
| 2025 | $6,739.00 (+4.84%) | $587,000 (+8.76%) Land $117,300 Building $469,700 |
| 2024 | $6,428.00 (+2.16%) | $539,700 (+6.53%) Land $109,600 Building $430,100 |
| 2023 | $6,292.00 | $506,600 Land $95,300 Building $411,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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