17401 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17401 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,659 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,800 (Jul 2021)
Tax Bill	$9,271 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-015.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-015.00`
Alternative APNs	`5502000401500` `346264`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17401 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE PHASE II LT 15
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE PHASE II
Legal Phase	2
Legal Lot Number	15
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17401 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit WELLS BANK OF PLATTE CITY
Jul 22, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jun 11, 2018
Deed Document Number	202131767
Deed Book / Page	9121 / 155
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17401 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014535
Date	Apr 6, 2021
Book Page	9015/109
Instrument	2021014535

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Dec 19, 2021

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MO
Recording Date	Jul 22, 2021
Property Address	17401 SMITH MILL RD, SMITHVILLE, MO 64089-4512
Document Number	0000031767
Book / Page	9121 / 155
Instrument Date	Jul 22, 2021
Instrument	2021031767
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17401 SMITH MILL RD, SMITHVILLE, MO 64089-4512

Mortgage

Document Number	0000031768
Date	Jul 22, 2021
Instrument	2021031768

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,271.00 (+15.63%)	$130,260 (+12.19%)	$685,579 (+12.19%)
2023	$8,018.00	$116,110	$611,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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