1739 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1739 E 12th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,048 sqft · built 2006
Lot Size	0.665 acres (28,967 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2019)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11172-000-000`

Property Details

APN / Parcel Number

Primary APN	`11172-000-000`
Alternative APN	`3427500`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,135 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	28,967 sqft (0.665 acres)
Lot Dimensions	290 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1,232 sqft
Porch	Unfinished Open Porch
Porch Area	334 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1739 E 12TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	10 3S 14W -46- 102D ST AND BAY DEV CO PLAT E 100 LOT 63 ORB 4204 P 167
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	63
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2025
Census Tract	1402

Owner

1739 E 12th St is owned and occupied by two individuals who bought it in December 2019.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1739 E 12TH ST, LYNN HAVEN, FL 32444-3172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 23, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	2019107871
Deed Book / Page	4204 / 164
Prior Transfer Date	Jun 8, 2007
Prior Transfer Doc	0029360871
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1739 E 12TH ST, LYNN HAVEN, FL 32444-3172
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 E 12TH ST, LYNN HAVEN, FL 32444-3172

Mortgage

Document Number	0045342234
Date	Mar 10, 2022
Book Page	4534/2234
Instrument	2022017741

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 23, 2019
Property Address	1739 E 12TH ST, LYNN HAVEN, FL 32444-3172
Document Number	0042040164
Book / Page	004204 / 000164
Instrument Date	Dec 20, 2019
Instrument	107871
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1739 E 12TH ST LYNN HAVEN FL 324443172, LYNN HAVEN, FL 32444-3172

Mortgage

Document Number	42040166
Date	Dec 23, 2019
Book Page	004204/000166
Instrument	107872

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1739 E 12th St was $2,670 with a homeowner's exemption, up 1.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (+1.87%) Homeowner's exemption	$255,468	$273,922 Land $68,400 Building $205,522
2024	$2,621.00 (+2.66%)
2023	$2,553.00 (+11.58%) Homeowner's exemption	$239,794 (+3%)	$250,386 (+7.55%) Land $53,352 Building $197,034
2022	$2,288.00 Homeowner's exemption	$232,810 Land $52,440 Building $180,370	$232,810 Land $52,440 Building $180,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1739 E 12th St in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1739 E 12th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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