1400 E 12th St, Apt 105, Lynn Haven, FL 32444 Property Records

Bay County property record for 1400 E 12th St, Apt 105, Lynn Haven, FL 32444

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,394 sqft · built 1981
Lot Size	0.042 acres (1,830 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Jun 2018)
Tax Bill	$737 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10702-092-000`

Property Details

APN / Parcel Number

Primary APN	`10702-092-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,394 sqft Heated Area
Gross Area	1,444 sqft
1st Floor Area	816 sqft
2nd Floor Area	578 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,830 sqft (0.042 acres)
Lot Dimensions	110 ft deep x 17 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1400 E 12TH ST APT 105, 105
City	LYNN HAVEN
State	FL
Zip	32444-2855
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LYNN HAVEN COM AT SW COR LOT 10 E 53.83' TO POB N 110' E 18.03'S 110' W
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Lot Number	10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3053
Census Tract	1402

Owner

1400 E 12th St, Apt 105 is owned and occupied by an individual who bought it in June 2018.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1400 E 12TH ST APT 105, 105, LYNN HAVEN, FL 32444-2855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Nov 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Document Number	0040152310
Deed Book / Page	4015 / 2310
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 7, 2018
Property Address	1400 E 12TH ST APT 105, 105, LYNN HAVEN, FL 32444-2855
Document Number	0040152310
Book / Page	4015 / 2310
Map Reference	MB5 PG9
Instrument Date	Jun 7, 2018
Instrument	2018033726
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 E PINE FOREST DR, 601, LYNN HAVEN, FL 32444-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E 12TH ST, LYNN HAVEN, FL 32444-2854

Mortgage

Document Number	2018033727
Date	Jun 7, 2018
Instrument	2018033727

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 21, 2017
Property Address	1400 E 12TH ST APT 105, 105, LYNN HAVEN, FL 32444-2855
Document Number	0039562384
Book / Page	003956 / 002384
Instrument Date	Nov 17, 2017
Instrument	67548
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount on Record
Tax	$542.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 E PINE FOREST DR LYNN HAVEN FL 324444319, LYNN HAVEN, FL 32444-4319

Tax Assessment & Valuation

The 2025 property tax bill for 1400 E 12th St, Apt 105 was $737 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 Homeowner's exemption	$90,618	$111,815 Land $10,591 Building $101,224
2023	$757.00 (+11.49%) Homeowner's exemption	$85,499 (+3%)	$99,636 (+12.14%) Land $9,910 Building $89,726
2022	$679.00 Homeowner's exemption	$83,009	$88,848 Land $7,262 Building $81,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 E 12th St, Apt 105 in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 E 12th St, Apt 105 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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