1804 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1804 E 12th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2003
Lot Size	0.219 acres (9,539 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Dec 2020)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11249-378-000`

Property Details

APN / Parcel Number

Primary APN	`11249-378-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,804 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,539 sqft (0.219 acres)
Lot Dimensions	180 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	816 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1804 E 12TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	BRITTON WOODS 102D E1/2 OF LOT 78 ORB 4335 P 28
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	BRITTON WOODS
Legal Lot Number	78
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2048
Census Tract	1402

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	504 RADCLIFF AVE, LYNN HAVEN, FL 32444-3063
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit ONE FLORIDA BANK
Dec 8, 2020	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	202083086
Deed Book / Page	4335 / 28
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1804 E 12TH ST, LYNN HAVEN, FL 32444-3104
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 RADCLIFF AVE, LYNN HAVEN, FL 32444-3063

Mortgage

Document Number	0044491627
Date	Aug 19, 2021
Book Page	4449/1627
Instrument	2021063985

Lender

Name	ONE FLORIDA BANK
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 8, 2020
Property Address	1804 E 12TH ST, LYNN HAVEN, FL 32444-3104
Document Number	0043350028
Book / Page	004335 / 000028
Instrument Date	Dec 8, 2020
Instrument	83086
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 RADCLIFF AVE LYNN HAVEN FL 324443063, LYNN HAVEN, FL 32444-3063

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (+5.37%)	$185,621 (+8.72%) Land $33,708 Building $151,913	$185,621 (+8.72%) Land $33,708 Building $151,913
2024	$2,179.00 (+0.05%)
2023	$2,178.00 (+17.48%)	$170,736 (+8.64%) Land $26,292 Building $144,444	$170,736 (+8.64%) Land $26,292 Building $144,444
2022	$1,854.00	$157,157 Land $25,842 Building $131,315	$157,157 Land $25,842 Building $131,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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