Bay County property record for 1805 E 12th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,871 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (May 1998) |
| Tax Bill | $5,398 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11166-000-000 |
| Primary APN | 11166-000-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,871 sqft Heated Area |
| Gross Area | 5,521 sqft |
| 1st Floor Area | 3,871 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 992 sqft |
| Driveway | Driveway |
| Driveway Area | 1,280 sqft |
| Pool Area | 574 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 658 sqft |
| Patio Area | 198 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1805 E 12TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 10 3S 14W -41- 102D ST AND BAY DEV CO PLAT W1/2 LOTS 49 & 64 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 49,64 64 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1402 |
1805 E 12th St is owned and occupied by an individual who bought it in May 1998.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 E 12TH ST, LYNN HAVEN, FL 32444-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1998 · Amount on File |
| Deed Sale | May 14, 1998 · Amount on File |
| Deed Document Number | 0017951430 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1805 E 12th St was $5,398 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,398.00 Homeowner's exemption | $475,915 | $625,711 Land $300,000 Building $325,711 |
| 2023 | $5,173.00 (+13.02%) Homeowner's exemption | $449,031 (+4.17%) | $544,477 (+7.09%) Land $234,000 Building $310,477 |
| 2022 | $4,577.00 Homeowner's exemption | $431,059 | $508,440 Land $230,000 Building $278,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 E 12th St in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1805 E 12th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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