1613 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1613 E 12th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,167 sqft · built 1996
Lot Size	1.89 acres (82,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2017)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Jan 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11176-010-000`

Property Details

APN / Parcel Number

Primary APN	`11176-010-000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,167 sqft Living Area
Gross Area	3,647 sqft
1st Floor Area	3,167 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	82,546 sqft (1.89 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	612 sqft

Exterior Amenities

Pool Area	960 sqft
Porch	Open Porch
Porch Area	503 sqft
Patio Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1613 E 12TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	10 3S 14W -49.1- 102D ST AND BAY DEV CO PLAT COM NE COR LOT 67 TH W 88.56 FOR POB TH CONT W TO WATER OF BEATTY BAYOU SWLY TO R/W OF SR 392 SELY TO R/W OF 12TH ST NELY 87.85 N 261.58 TO POB AKA PART OF LOT 67 LESS -49.1A- ORB 3957 P 1128
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	67
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2025
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1613 E 12TH ST, LYNN HAVEN, FL 32444-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 25, 2017	Warranty Deed, Transfer · Construction Mortgage WEBB TRUST (PT)
Jan 25, 2017	Quit Claim Deed, Transfer MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	201767876
Deed Book / Page	3957 / 1128
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 22, 2017
Property Address	1613 E 12TH ST, LYNN HAVEN, FL 32444-2918
Document Number	0039571128
Book / Page	3957 / 1128
Instrument Date	Nov 21, 2017
Instrument	2017067876
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 BALRIWON RD, 2110, PANAMA CITY, FL 32405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 E 12TH ST, LYNN HAVEN, FL 32444-2918

Mortgage

Document Number	2017067877
Date	Nov 22, 2017
Instrument	2017067877

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 25, 2017
Property Address	1613 E 12TH ST, LYNN HAVEN, FL 32444-2918
Document Number	0038681437
Book / Page	003868 / 001437
Instrument Date	Jan 25, 2017
Instrument	4459
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 E BALDWIN RD PANAMA CITY FL 324055763, PANAMA CITY, FL 32405-5763

Mortgage

Document Number	38681439
Date	Jan 25, 2017
Book Page	003868/001439
Instrument	4460

Lender

Name	WEBB TRUST (PT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2018

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 25, 2017
Property Address	1613 E 12TH ST, LYNN HAVEN, FL 32444-2918
Document Number	0038681450
Book / Page	003868 / 001450
Instrument Date	Jan 25, 2017
Instrument	4461
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2110 E BALDWIN RD PANAMA CITY FL 324055763, PANAMA CITY, FL 32405-5763

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+2.83%) Homeowner's exemption	$365,367 (+6.34%)	$372,703 (+4.45%) Land $75,800 Building $296,903
2024	$3,919.00 (+1.71%)
2023	$3,853.00 (+14.67%) Homeowner's exemption	$343,581 (+5.51%)	$356,835 (+8.99%) Land $65,946 Building $290,889
2022	$3,360.00 Homeowner's exemption	$325,646	$327,398 Land $65,946 Building $261,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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