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173 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 173 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage4,777 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
Garage404 sqft
Last Sale$338,000 (2018)
Tax Bill$3,418.00 (2025)

Owner

Source: Richland County records · APN 28902-20-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WYNDHAM CAP MTG
May 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 08, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUILD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2018 · Amount on Record
Deed SaleMay 08, 2018 · Amount on Record
Deed Doc Number201830588
Deed Book / Page2301 / 2184
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address173 THACHER LOOP, ELGIN, SC 29045-6406
Document Number2500/2336
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address173 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

Mortgage

Document Number2500/2336
DateJun 20, 2020
Book Page002500/002336
Instrument29222
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 19, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateMay 09, 2018
Property Address173 THACHER LOOP, ELGIN, SC 29045-6406
Document Number2301/3331
Book / Page002301 / 003331
Instrument DateMay 08, 2018
Instrument30889
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address173 THACHER LOOP ELGIN SC 29045, ELGIN, SC 29045

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMay 08, 2018
Property Address173 THACHER LOOP, ELGIN, SC 29045-6406
Document Number2301/2184
Book / Page002301 / 002184
Instrument DateApr 27, 2018
Instrument30588
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,250.60
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address173 THACHER LOOP ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2301/2188
DateMay 08, 2018
Book Page002301/002188
Instrument30589
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 07, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,418.00 (+17.5%)$464,400 (+2.91%)
2024$451,260 (+33.51%)
2023$2,909.00 (-5.31%)
2021$3,072.00$13,520$338,000 Land $40,000 Building $298,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 6% of South Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28902-20-02
Alternative APNs
  • R28902-20-02
  • 02087921

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area4,777 sqft Heated Area
Gross Area5,505 sqft Gross Area
1st Floor1,560 sqft 1st Floor
Basement Area1,589 sqft Basement
Finished Basement1,589 sqft Finished
Unfinished Basement1,589 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage Area404 sqft Garage
Porch Area324 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087921
Street Address173 THACHER LOOP
CityELGIN
StateSC
Zip29045-6406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 81 50X120.4X53.1X102.9 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number50,81
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2024
Census Tract11407

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