165 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 165 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage3,065 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$369,000 (2021)
Tax Bill$12,919.00 (2023)

Owner

Source: Richland County records · APN 25814-06-09

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address165 THACHER LOOP, ELGIN, SC 29045-6406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed, Transfer · Veterans Administration Mortgage
SIMPLIFIED MORTGAGE SOLUTIONS LLC
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jun 19, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Doc Number202140096
Deed Book / Page2632 / 2563
Record RefreshedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateJun 22, 2021
Property Address165 THACHER LOOP, ELGIN, SC 29045-6406
Document Number0026322563
Book / Page2632 / 2563
Map ReferenceMB 1949 PG 1769
Instrument DateJun 17, 2021
Instrument2021040096
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,365.30
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 THACHER LOOP, ELGIN, SC 29045-6406

Mortgage

Document Number2021040097
DateJun 22, 2021
Instrument2021040097
Lender
NameSIMPLIFIED MORTGAGE SOLUTIONS LLC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address165 THACHER LOOP, ELGIN, SC 29045-6406
Document Number2494/1194
Instrument DateMay 07, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

Mortgage

Document Number2494/1194
DateJun 06, 2020
Book Page002494/001194
Instrument25277
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2050
Interest
Rate TypeAdjustable Rate
Rate2.25%

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 19, 2018
Property Address165 THACHER LOOP, ELGIN, SC 29045-6406
Document Number2312/2124
Book / Page002312 / 002124
Instrument DateJun 14, 2018
Instrument42181
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,253.58
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address165 THACHER LOOP ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2312/2128
DateJun 19, 2018
Book Page002312/002128
Instrument42182
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$423,990 (+25.14%)
2023$12,919.00 (+319.58%)$13,552 (+0.01%)$338,800 (-)
2021$3,079.00$13,550$338,800 Land $40,000 Building $298,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 6% of South Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25814-06-09
Alternative APNs
  • R25814-06-09
  • 02087903

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,065 sqft Heated Area
Gross Area5,924 sqft Gross Area
1st Floor2,001 sqft 1st Floor
Basement Area1,932 sqft Basement
Finished Basement1,932 sqft Finished
Unfinished Basement1,932 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Garage Area516 sqft Garage
Porch Area411 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087903
Street Address165 THACHER LOOP
CityELGIN
StateSC
Zip29045-6406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 83 50X129.1X50.1X126.3 #SU VILLAGES @WOODCREEK PH 3 4 #PR RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number50,83
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2024
Census Tract11407

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